154,902+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

236,226 total


Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,336 reviews

4.9
Healthy Paws

10,802 reviews

4.9
Fetch

27,500 reviews

4.9
Pets Best

14,169 reviews

4.9
Trupanion

63,015 reviews

4.8

Category with most reviews

This chart shows the distribution of review categories.

December 10, 2023

Very easy to use, shady math with coverage

The app and submitting claims are very easy, the company pays very quickly on claims as well, which is great. My only complaint which is more a frustration is the way this company does their math as it relates to coinsurance and deductible is different than any other type of insurance I’ve ever had and clearly favors Lemonade, not the consumer. Then again, insurance companies number one goal is to make money, not to pay it out, so no surprise.

Insurer: Lemonade

By: Rudy

Useful
December 10, 2023

Referral rewards hoax

The service is good as far as coverage for my pet, but I referred 3 people and haven't received anything from them. I would advise whoever is considering the referral bonus to know that's a false advertisement. You will not receive one penny so just focus on the policy benefits.

Insurer: Trupanion

By: Darlene Victor Trendsetta

Verified December 10, 2023

Affordable

I love how inexpensive for both of my babies and I'm able to afford the things I need for them

Insurer: Spot

By: Charisma Bullock

Verified December 10, 2023

Helpful

Your representatives were very knowledgeable helpful & patient going over my claims so i could understand how this works, thank you so much for the customer service you provided to me! 🤗

Insurer: Spot

By: Pattie Spero

Verified December 10, 2023

Amazing insurance company

Amazing insurance company, takes about 1-2 weeks for my claim to go through but once it does I get a pretty good chunk back :) will always use them!

Insurer: Spot

By: Angelena Beaudoin-luu

Verified December 10, 2023

Efeectiveness

Great respond to claims. Great coverage.

Insurer: Spot

By: CYNTHIA PAYTON

December 10, 2023

Highly Recommend

We dont regret purchasing pet insurance. And Fetch hasnt let us down. We have a puppy that has been on and off sick as of recent and Fetch came through with the refunds after meeting our deductible. If not for Fetch im not sure we could afford our pets necessary care. Highly recommend

Insurer: Fetch

By: Elizabeth Fischer

Verified December 10, 2023

Very quick and easy when it comes to…

Very quick and easy when it comes to uploading the vet bills. Fast process to get your money back and super affordable.

Insurer: Spot

By: Adriana Vazquez

December 10, 2023

They keep losing vet records and rarely pay claims

In two years I've only received a couple hundred dollars and this week they asked for all records again. For the third time. They keep acting like it's my first claim. They have every record that exists since I adopted the dog. Yet they keep asking for them over and over and over. And then they go back and say, oh yeah, mb we do. But what about all these blank months (you know, when the dog didn't need the vet)? What a waste of $75/month. A woman at the vet last week is getting covered by her insurance for a kidney transplant for a dog she just adopted a month ago. I wish I would have purchased her insurance

Insurer: Embrace

By: Vashka S

Verified December 09, 2023

When your cat falls off the cat tree…

When your cat falls off the cat tree and breaks their wrist, you need the nice customer serve Representatives. Claims were paid quickly and correctly! Great experience to date. With more surgery to happen.

Insurer: Embrace

By: Stephen B

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