154,902+ Pet Insurance Reviews You Can Trust
Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.
236,046 total
What are you looking for?
Most selected providers in "November, 2025"
This chart shows the distribution of the most selected pet insurance providers in November, 2025.
Providers with highest rating
20,329 reviews
10,791 reviews
27,484 reviews
14,162 reviews
63,005 reviews
Category with most reviews
This chart shows the distribution of review categories.
It was easy putting in a claim
It was easy putting in a claim
Insurer: Embrace
By: Nancy Barca
Submitting claim online was easy enough…
Submitting claim online was easy enough just attach invoice all pages and submit. I did not have a diagnosis code.
Insurer: Embrace
By: M Frye
Took 4 days for reimbursement
Took 4 days for reimbursement
Insurer: Spot
By: william eller
Very happy with Spot insurance
Very happy with Spot insurance for my fur baby! I haven't had any issues submitting claims and reimbursements for approved care are processed quickly. Having coverage for my pet gives me a sense of security in case of an emergency, and even just for routine visits.
Insurer: Spot
By: Jaime
Site enabled me to figure out how to…
Site enabled me to figure out how to upload invoices without too much grief.
Insurer: Embrace
By: Keith Yoder
Cancelled claims with no explanation.
Cancelled claims with no explanation.
Insurer: Spot
By: customer
I have been with Nationwide for 6 years…
I have been with Nationwide for 6 years now. Our rates increased by over $76 from last year for the whole health plan. They have increased our rates after the first year that we signed up. And it has happened every year. It takes several emails to customer service to get an answer. As far as claims, I had no issues with them until the pharmacy started to put on the forms that prescription price includes taxes. So I have to submit additional information with each claim now.
Insurer: Nationwide
By: Brian N
Mis-represented coverage and UPDATE
I contacted them 2 years ago to insure my cat for urethra obstruction and was led to believe that it would be covered after a 1 year wait period. 2 years later it occured, and Embrace just rejected my claim and said it is a non-covered condition. There is something in the contract that let's them do this, but it was not noted when we were discussing coverage on the phone - so be sure ALL aspects of the contract are clear on what coverage you may/may not have. UPDATE: After posting review, I got a new update and they have decided to accept my claim.
Insurer: Embrace
By: Rick Prosser
Terific Company
Your representative made it very easy to enroll our new puppy in your program. We had our previous dog covered by Trupanion which was a good relationship for 12 years. We expect this new relationship will also be good. Thank you for all your help over the years.
Insurer: Trupanion
By: Paul D.
Breeder customer service was superb.
Breeder customer service was superb.
Insurer: Trupanion
By: customer