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Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

236,139 total


Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,332 reviews

4.9
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Trupanion

63,007 reviews

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Category with most reviews

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Verified December 26, 2023

Great customer service

Great customer service, awesome benefits, easy to use

Insurer: Spot

By: James Sekab

December 26, 2023

Denied for a slip n fall due to age related issues

I've had insurance for 8 years and have only filed 2 claims. The one when my boy was 2 was paid promptly but we all know as we just like our pets get older we're more prone to accidents. My Griffin is now 81/2 and back in September he fell in the yard and was limping. They denied his claim as being " degenerative " I believe that's the word they used so basically this insurance is great up until they get a lil age, and arthritis that would make their bones weaker. I myself being in my 50's are more likely to slip and fall than back when I was 20..Insurance shows no mercy to our elderly loved ones...

Insurer: ASPCA

By: Sharon Perry

Verified December 26, 2023

I must say I'm am very satisfied with…

I must say I'm am very satisfied with spot pet insurance my rate is reasonable I've used it for the first time I never had insurance on my animals but it's worth it you never know when something's could happen,they are fast with claims accurate and fair if they're unsure or you're unsure they make sure to contact you as soon as possible and make sure that we are both on the same page.The only thing I dislike about it is the prevented package gold I purchased on extra help with some stuff on it my pup doesn't need an some I won't be using but other than that I'm happy with spot insurance so if you don't have pet insurance or animal insurance I advise you to really look into it it's worth it just knowing that you have backup or help if you ever need it .

Insurer: Spot

By: Cecilia C.

December 26, 2023

So far this is my first claim

So far this is my first claim. And I can't give you an honest opinion until I see if they pay the claim. But the people that I've talked to so far have been very, very nice and very knowledgeable.

Insurer: Embrace

By: sylvia albury

Verified December 26, 2023

Great Fast and Friendly Service

Spot representatives processed my claims very quickly and were easy to work with. My only suggestion to customers is to make sure you save all your pets records back 2 years.

Insurer: Spot

By: Lisa Kessler

Verified December 26, 2023

First Timer

This is my first time with Spot and I had a claim sent in plus I had some questions. The person I talked to on the phone was very polite and helpful and answered my questions. They are also quick for the reimbursement and keep you updated every step of the way. Thank you Spot

Insurer: Spot

By: Linda C

Verified December 26, 2023

Thank you or being so efficient and…

Thank you or being so efficient and prompt in reviewing and finalizing my claim. The process from start to finish was excellent.

Insurer: Spot

By: Robert Palmarez

Verified December 26, 2023

Great experience

Great experience. Submitted claim on Friday had the money in my account on Monday. I will continue to use Embrace pet insurance for all my pets.

Insurer: Embrace

By: jon wright

Verified December 26, 2023

Your system is a little

Your system is a little hard for older people had to ask a freind to help.you we’re quick to work on the claim.

Insurer: Spot

By: Guest

Verified December 26, 2023

Your system is a little

Your system is a little hard for older people had to ask a freind to help.you we’re quick to work on the claim.

Insurer: Spot

By: Guest

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