154,902+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

235,974 total


Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,325 reviews

4.9
Healthy Paws

10,787 reviews

4.9
Fetch

27,479 reviews

4.9
Pets Best

14,161 reviews

4.9
Trupanion

63,005 reviews

4.8

Category with most reviews

This chart shows the distribution of review categories.

Verified December 26, 2023

Make Sure to Keep Multiple Dogs on Different Invoices

Although it seems easy to submit claims, I did have issues with my first submittal to the point I gave up. I have two dogs, both covered and both had same illness together. The invoices were on separate pages & I even spoke with someone twice but Spot could not get passed this and ended up denying the second dog's care. Since then, I have not had both dogs ill at same time so there have been no issues.

Insurer: Spot

By: Jessica Davis

December 26, 2023

Quick and easy.

Quick and easy.

Insurer: Embrace

By: Lisa Kampf

Verified December 26, 2023

You are thoughtful!

You are thoughtful, knowledgeable and considerate. I recently lost Quinn, who was insured by you and was blown away by your compassion and thoughtfulness. I have found you all easy to deal with, helpful and kind! Thus, I have insured our new pug, Buzzy, with you. Decision that have to be made about the health and welfare of our pets is a little easier with your help. Thank you

Insurer: Trupanion

By: Pam Petrie

Verified December 26, 2023

Easy to compare options and competitive…

Easy to compare options and competitive quotes. Our Vet really sold us on Trupanion as the only company they will work directly with. The rest was create the account and login to confirm everything was complete. The only downside was that we were told about a 30 day free trial that we were never able to apply. The discount codes were never active. Still a good option for us and great piece of mind if our dog gets sick again.

Insurer: Trupanion

By: Customer

Verified December 26, 2023

Efficient claim process and excellent…

Efficient claim process and excellent customer support

Insurer: Spot

By: Maria Michelini

Verified December 26, 2023

Great customer service

Great customer service, awesome benefits, easy to use

Insurer: Spot

By: James Sekab

December 26, 2023

Denied for a slip n fall due to age related issues

I've had insurance for 8 years and have only filed 2 claims. The one when my boy was 2 was paid promptly but we all know as we just like our pets get older we're more prone to accidents. My Griffin is now 81/2 and back in September he fell in the yard and was limping. They denied his claim as being " degenerative " I believe that's the word they used so basically this insurance is great up until they get a lil age, and arthritis that would make their bones weaker. I myself being in my 50's are more likely to slip and fall than back when I was 20..Insurance shows no mercy to our elderly loved ones...

Insurer: ASPCA

By: Sharon Perry

Verified December 26, 2023

I must say I'm am very satisfied with…

I must say I'm am very satisfied with spot pet insurance my rate is reasonable I've used it for the first time I never had insurance on my animals but it's worth it you never know when something's could happen,they are fast with claims accurate and fair if they're unsure or you're unsure they make sure to contact you as soon as possible and make sure that we are both on the same page.The only thing I dislike about it is the prevented package gold I purchased on extra help with some stuff on it my pup doesn't need an some I won't be using but other than that I'm happy with spot insurance so if you don't have pet insurance or animal insurance I advise you to really look into it it's worth it just knowing that you have backup or help if you ever need it .

Insurer: Spot

By: Cecilia C.

December 26, 2023

So far this is my first claim

So far this is my first claim. And I can't give you an honest opinion until I see if they pay the claim. But the people that I've talked to so far have been very, very nice and very knowledgeable.

Insurer: Embrace

By: sylvia albury

Verified December 26, 2023

Great Fast and Friendly Service

Spot representatives processed my claims very quickly and were easy to work with. My only suggestion to customers is to make sure you save all your pets records back 2 years.

Insurer: Spot

By: Lisa Kessler

Compare top pet insurance providers plans.