154,902+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

236,326 total


Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,339 reviews

4.9
Healthy Paws

10,806 reviews

4.9
Fetch

27,505 reviews

4.9
Pets Best

14,171 reviews

4.9
Trupanion

63,021 reviews

4.8

Category with most reviews

This chart shows the distribution of review categories.

Verified January 14, 2024

Easy to use!

Easy to use!

Insurer: Spot

By: Ashley Liebel

Verified January 14, 2024

Submitting the claim was super easy to…

Submitting the claim was super easy to do online. It was processed and approved within 24hrs, and the reimbursement payment was direct deposited within 72hrs!

Insurer: Spot

By: Alexis Korpolinski

Verified January 14, 2024

Get Spot! You won't regret it.

Wonderful experience so far with Spot Pet insurance! We purchased pet insurance for two new puppies this month and within 7 days of going to our initial vet visit, we were reimbursed for the allotted amount for both dogs. It was really simple and quick process! It takes the stress off of having to pay so much out of pocket for these initial puppy visits where multiple vaccinations are required over time. Thank you, Spot!

Insurer: Spot

By: Tori Davis

Verified January 14, 2024

Trupanion has been great for our other…

Trupanion has been great for our other dogs

Insurer: Trupanion

By: Theresa Atmore

January 14, 2024

Raise Prices Every Year

I was happy with Fetch when I first got it. It was affordable and I felt good knowing my dogs were covered. My dogs are (just turned) 4 and (almost) 3. Their premiums have doubled since I got them insured. They were insured since almost day 1 and prices have only gone up and up and up. They don't give any discount for adding a second pet and they are not simple to deal with when submitting a claim. They will try to relate ANYTHING to a pre-existing condition. My dog had a cough as a puppy and they tried to tell me her pink eye was pre-existing from the cough over a year prior. I had to fight to get $30 eye drops covered. The app glitches often and reimbursement is slow. I have contacted them already about all of these things and their response took weeks and was basically just excuses why. Including the area I live in, just like car insurance. So no matter how well I take care of my pet, if I live somewhere they deem more hazardous, they will charge me more. Like they assume if I live in a city I'm going to let my dogs play in traffic. When I first signed up they said the premium increased in accordance with yearly vet increases. This is so NOT the case. My insurance is so much now, that it would be cheaper to just pay their bills outright at the vet. Fetch does not provide more or better service for the price increases either. I would definitely do things differently next time. If my insurance continues on this trajectory I would have been WAY better off setting monthly money aside for any illness or emergencies they may have. Insurance is not affordable for the average person. It would be nice if a company that actually cared about pets' being well being existed in Canada. Right now it's just as cash grab tugging at our love for our pets.

Insurer: Fetch Canada

By: Tamara Anne

January 14, 2024

These guys are just out of line with…

These guys are just out of line with their rate increases. I’m very understanding to rates raising to cover inflation costs however, I’ve been with them since 2020 when my premiums were $74 and now they just got raised to $125. The one claim I had to submit they covered $4.50 of. Again, I get increases as every other company in the world does the same however, all other company’s will do the standard 3-5%. These guys just hit me for over 20% in one shot. Unbelievable and just not right. To say the least I’ll be looking for another company.

Insurer: Trupanion

By: Matt slippoy

January 14, 2024

Claims continously denied

Pretty much seems like everything I submit is denied. Very frustrating when I'm spending $1200 a year.

Insurer: Pets Best

By: angie Quaranta

January 14, 2024

Seems like they are ready to take your…

Seems like they are ready to take your money, but slow to respond... Pumpkin was way more responsive ( within 24 hours of submitting a claim ).. All mine are pending. Possible like all insurance, not worth it..

Insurer: ASPCA

By: Donald

Verified January 14, 2024

I got you for my new puppy because when…

I got you for my new puppy because when Boomer had his cancer you guys are great with paying his bills so I got the new puppy after he passed away

Insurer: Trupanion

By: Marie lippincott

January 14, 2024

I am currently shopping for pet…

I am currently shopping for pet insurance. I have not decided on any company yet. As I have been reading the reviews I have noticed alot of cookie cutter responses from said insurer to the customers which have found it to b a bad experience paying Embrace for policies. These are hard working Americans who are just trying to love their pets properly and for a company to steal these people's money taking advantage of the love they have for members of the family is despicable. It almost sounds like alot of the "reviews" that are favorable are AI produced. Shame on you!!!! We hope you slide down a pole of razors into a pool of alcohol. We hope it hurts when you poop.

Insurer: Embrace

By: Jeremiah Harvan

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