154,902+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

236,226 total


Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,336 reviews

4.9
Healthy Paws

10,802 reviews

4.9
Fetch

27,500 reviews

4.9
Pets Best

14,169 reviews

4.9
Trupanion

63,015 reviews

4.8

Category with most reviews

This chart shows the distribution of review categories.

January 13, 2024

Easy & Fast

Submitting a claim with MetLife is simple, easy and the response you get is fast. My claim was submitted and approved within seven days with no issues. I'm extremely happy my company offers pet insurance as part of our benefits package and choose MetLife as the provider.

Insurer: MetLife

Veterinarian: Randolph Animal Hospital

By: Eric

Useful
Verified January 13, 2024

Simple but has a couple of hurdles to accomplish

It was , for the most part, simple and I am electronically challenged as many of us senior citizens are. The confusing part is putting in the information to have the payments go directly to the Vets. I am not sure how to navigate that process.

Insurer: Trupanion

By: Donna

Verified January 13, 2024

Good First Impression

I have just purchased my policy and so have no history so far with the company. I have researched many companies and it impressed me that Prudent Pet continued to reach out to me and when I spoke with Megan, she was most gracious and answered all my questions. I think it will be a great fit for Gracie and me.

Insurer: Prudent Pet

By: Sharon Wilcox

Verified January 13, 2024

So far I've been incredibly impressed…

So far I've been incredibly impressed with the level of service and the simplicity of SPOT pet insurance processes. I work in the technology field so I know the tendency to go with AI and automated service for as much of the process as possible to keep costs low. I was impressed that I was able to speak to an actual person very quickly when my questions were not included in the FAQ pages. We experienced a nearly fatal accident with our dog just a few days after the insurance went into effect. I'm waiting to see how the process goes forward. Knowing the amount of her care exceeds what I ever expected to pay for her veterinary services, I expect a certain amount of investigation by the SPOT team. But after that concludes I want to see if the service level changes. Update to come. Stay tuned...

Insurer: Spot

By: Wendi Pencille

January 13, 2024

Chronic kidney disease

What went wrong. Pup diagnosed with ckd at 7 months after extensive exams. Proper diet is absolutely crucial for this condition. My Trupanion premiums do not cover consultations with experts to help me keep her condition stable. I research and do my best, but her steady decline continues. As time goes on, my dog's changing needs require more research, more guessing, more experimentation. I'm left wondering what next to try. Costs for consultations with dietary specialists are prohibitive. I pay monthly trupanion premiums ($71) in full, on time; only to witness my beautiful animal slowly expire. It's emotionally excruciating!! MY OBJECTION: Trupanion will assist with coverage for chronic urinary tract infections (and other various other infections) attributed to her CKD but not the dietary expertise/consultations to mitigate the frequency or severity of same. SO; Because this beautiful animal will expire years ahead of her time, I acquired another pup. This one is insured with Fetch; a policy with a slightly higher deductible, but with significantly lower premiums and coverage for consultations and recommendations addressing dietary concerns for conditions such as CKD. CAVEAT EMPTOR!!!! Sincerely and respectfully M

Insurer: Trupanion Canada

By: Mary Doan

January 13, 2024

We just had to use Embrace for the first time

We just had to use Embrace for the first time. Although we have USAA for our car and homeowners and know that USAA is beyond compare, I was not sure how our experience with Embrace would be. Verdict: EXCELLENT! Filing a claim was so easy and we were reimbursed within 3 days after submitting. I had a few questions and they were handled wonderfully. Great customer service!

Insurer: Embrace

By: Kimberly Alexander

Verified January 13, 2024

Signup was easy.

Signup was easy.

Insurer: Trupanion

By: Lori Van Decker

Verified January 13, 2024

It was easy to sign up

It was easy to sign up. I submitted my first claim and it got approved 3 days later.

Insurer: Spot

By: Nicole

Verified January 13, 2024

Awesome Steven was friendly and helpful

Awesome Steven was friendly and helpful

Insurer: Trupanion

By: Jane

January 13, 2024

Best Pet Insurance There Is!

We recently had a very stressful experience where our dog had to be rushed to surgery for internal bleeding from a cancerous tumor. Without our Helathy Paws insurance, we would not have been able to afford this surgery to help remove this tumor and prolong our dogs life. Healthy Paws reviewed our case and issued 80% of our fees within 10 business days of our submitting the invoice. They also sent follow-up emails to see how our dog was doing. They truly are the best insurance out there!

Insurer: Healthy Paws

By: apmazurka

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