154,902+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

236,135 total


Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,332 reviews

4.9
Healthy Paws

10,797 reviews

4.9
Fetch

27,491 reviews

4.9
Pets Best

14,162 reviews

4.9
Trupanion

63,007 reviews

4.8

Category with most reviews

This chart shows the distribution of review categories.

January 15, 2024

Pet insurance for What You Don’t Expect

Pet insurance is for the things you pray will never happen but unfortunately do. My beloved Boston terrier came down with degenerative heart disease, and Fetch has made his expensive care financially possible. Easy claim forms and fast service.

Insurer: Fetch

By: Josephine

January 15, 2024

Perfectly Easy

I submitted a claim for the first time through the app system, it was super easy and fast. the staff was in contact with me right away and they processed the claim at record speed. i am super pleased and now plan to up my coverage. highly recommend.

Insurer: Lemonade

Veterinarian: Bay View Animal Hospital

By: Liliana

Useful
January 15, 2024

Was easy to put in my dog claim

Was easy to put in my dog claim, fast service.

Insurer: Fetch Canada

By: Erika Sajo

January 15, 2024

One of the standout features of…

One of the standout features of Trupanion was how effortless they made the claims process. Submitting a claim was a breeze, thanks to their user-friendly online platform. The clear instructions and intuitive interface made it simple for me to provide all the necessary information, ensuring a smooth and efficient claims experience. Their customer support was exceptional. Anytime I had a question or needed assistance, their team was not only prompt in their response but also incredibly helpful. The representatives demonstrated a genuine understanding of pet owners' concerns and were dedicated to providing solutions with a friendly and compassionate approach. Having peace of mind about my dog's health is invaluable, and Trupanion delivered on that front. Their commitment to excellent service, coupled with an easy claims process, makes them a top choice for pet owners seeking reliable and caring coverage for their furry companions. I wholeheartedly recommend them to fellow pet lovers who want the best for their four-legged family members.

Insurer: Trupanion

By: Becky

Verified January 15, 2024

Great Experience

Our 4.5 year old lab had a surgical operation for a torn ACL. We submitted a claim with Healthy Paws same evening. In the morning we got a response that the claim was approved and 80% (per our coverage) reimbursement check is on the way. Can’t ask for a better service when you go through a difficult time. Best experience ever!

Insurer: Healthy Paws

By: alla artyukhova

January 15, 2024

They insist diarrhea is a “pre-existing condition” and refuse to pay

My dog had some blood in his diarrhea before we registered for his insurance plan with Fetch. Since this is a common symptom among dogs like vomiting, he had another bloody diarrhea after he had a plan with Fetch. They refused to pay us because according to the agent I spoke to on the phone, bloody diarrhea is a “pre-existing condition” for my dog, although it was clear that last time and this time were two separate cases, not related. It’s ridiculous.

Insurer: Fetch Canada

By: Y N

January 15, 2024

Waiting time

Explanation but it takes a long time to be reimbursed, my recent bill was put under wellness and I just did not get paid back, the situation was completely different, needs lots of explanation and phone calls to made the claim to work, gets frustrating, but the customer service is not to bad, hopefully I will get some answers soon, Eva

Insurer: Fetch Canada

By: Eva Peric

Verified January 14, 2024

Absolutely great experience

Absolutely great experience. Very quick to approve claims. Reimbursement deposit straight to account.

Insurer: Spot

By: Jeff Richter

January 14, 2024

pain in the neck

should be able to submit the claim at vets office at time of service and pay only what you owe like the dentist office pain in the neck to have to submit all this paperwork and wait.Other pet insurance companies do this why not Fetch

Insurer: Fetch Canada

By: not a fan

January 14, 2024

Professionalism

The agent I spoke with was very professional and knowledgable. Most important he was patience with me. He took the time needed to ensure I understood my policy.

Insurer: Embrace

By: A.M

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