154,902+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

236,321 total


Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,339 reviews

4.9
Healthy Paws

10,806 reviews

4.9
Fetch

27,505 reviews

4.9
Pets Best

14,171 reviews

4.9
Trupanion

63,021 reviews

4.8

Category with most reviews

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January 21, 2024

You asked me for a review here is my honest opinion

I submitted my last pet ins claim for Molly in the morning on 1/9/24 who’s health had been declining over the past few mos and took her to the vet and she really had no quality of life so she crossed the rainbow bridge to which I am devastated. I’ve had pet ins for quite some time and I pay about $73 for each of my dogs and around $30 ish for my cat, The prices for ins have gone up 100% since I got the ins. They say your claim takes about 2 weeks to process. Most of the claims I’ve submitted took more than that. They really should be processing them sooner.

Insurer: Fetch

By: kristin cass

Verified January 21, 2024

The importance of having insurance

Your pet is your special best friend ! And you want him to be in good health but sometimes they get sick/accident and you don't know what it's wrong so you take your little friend to the Vétérinaire ! So, the costs for the exams and x-rays and so on, can be very expensive! That's when the time to get insurance for your little puppy and I tell you by experience that "you should " for the inconditionnel love of him or her!! Now, I would like to thank the team from my 'hôpital Vétérinaire Trifluvien' , you're amazing people with courtesy, humanity and professionalism ! ! Thanks for taking very good care of my two babies Doodles Matthew and Janis ! ! And I can't forget my insurance "Trupanion" for being so understandable, you're such an important issue when something was or is wrong with my two little friends!! So I highly recommend that whoever is reading this and have pets, get insured for the love of them!! Et voilà un gros Merci ! Francine, Matthew et Janis !

Insurer: Trupanion

Veterinarian: Hôpital Vétérinaire Trifluvien

By: Francine

Useful
January 21, 2024

Happy with Fetch

I have used Fetch Pet Insurance (aka PetPlan) for over 12 years. I compared their costs and plans to several other companies and they were the best I could find for my needs. It is quick and easy to start a claim and you get a response and payment within the promised timeframe. I am especially happy with the wellness plan since it’s most needed with a new puppy.

Insurer: Fetch

By: Laura Linscott

January 21, 2024

Documentation Submission Must Be Perfect

If you have EVERYTHING in order, Fetch pays out in a timely fashion. “Needing additional documentation” seems to be the focus recently. The invoice must state why the pet is receiving a medication and show that it was paid for in full…all on the same sheet. Also, when filing for my dog who had back surgery and will most likely require lifelong pain medicine, I am required to submit the same documentation from the same surgery each time…this can be time consuming. Nonetheless,for the most part, I am happy with Fetch.

Insurer: Fetch

By: M1

Verified January 21, 2024

Premium raised 16% after one year with no claims

I’ve had the insurance for a year and not filed any claims in that time, so I can’t rate the service. However, my dog will be 5 years old this spring and my premium was raised 16% for this second year. Will it go up another 16% next year, and for subsequent years?

Insurer: Figo

By: Marsha Jamison

Verified January 21, 2024

Trouble shooting

Trouble shooting

Insurer: Figo

By: Anthony

Verified January 21, 2024

Honesty

Honesty, presentatipn, kindness of the agent. Respect and patience.

Insurer: Trupanion

By: customerDebbie Warlick

Verified January 21, 2024

Speedy and responsive

Speedy and responsive. I did have an issue at first with a claim I put it and they reopened and took a second look.

Insurer: Spot

By: Betsy Zadshiri

January 21, 2024

Pet Insurance

I have only had pet insurance for one year now, but used Fetch for the first time for my two pups annual wellness checks and heartworm medication. I am very pleased with how Fetch promptly reimbursed me for covered expenses.

Insurer: Fetch

By: Monika Barnum

January 21, 2024

We have been Fetch customers for many…

We have been Fetch customers for many years now. Filing a claim could not be easier, and I’m always pleasantly surprised that my claim is not rejected for some previously unknown, small print reason. Highly recommend pet insurance, and Fetch!

Insurer: Fetch

By: Linda

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