154,902+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

236,321 total


Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,339 reviews

4.9
Healthy Paws

10,806 reviews

4.9
Fetch

27,505 reviews

4.9
Pets Best

14,171 reviews

4.9
Trupanion

63,021 reviews

4.8

Category with most reviews

This chart shows the distribution of review categories.

Verified January 24, 2024

Great service.

Very easy to file a claim. It is reviewed and reimbursed in a surprisingly short amount of time. Thank you

Insurer: Spot

By: Christina Boswell

Verified January 24, 2024

Prompt reimbursement

Prompt reimbursement. No issues at all!

Insurer: Spot

By: Peyton Wheeler

January 24, 2024

Huge premium increasesIn the 6 years I have had this policy…

In the 6 years I have had this policy my premiums went from$80 per month to $234 per month. That is huge and unaffordable for most. It was my understanding that rates were not increased due to the age of the dog or usage. I have already raised my deductible and lowered coverage, if I do that anymore , it would not make sense to have insurance. Unfortunately, we live with this from all insurance companies. We pay through the nose to protect our health and belongings and are subject to rate hikes and claims being denied across the board. In most states, insurance commissions side with the company rather than the consumer. Embrace, you can do better. One simple thing you can do is let people know upfront what your annual rate increases generally run. There’s a lot of competition out there. I thought I did my homework before purchasing, but sadly I must have missed something. This and huge increases in veterinary care are making pet ownership unaffordable. Someone should do research on how this is affecting rescue and euthanasia. My husband tells me this has to be my last dog.

Insurer: Embrace

By: Terri Brooks

Verified January 24, 2024

less stressful…

It was easy fast and less stressful then I thought it would be.

Insurer: Spot

By: Robin Griswold-Ott

January 24, 2024

The claims process is so easy and…

The claims process is so easy and stress free.

Insurer: Embrace

By: Felicia and Jim Thurman

January 24, 2024

Amazing service

I am so impressed with Healthy Paws - I submit a claim and within 48 hours its complete and I have my reimbursement - and then they emailed me to check on our pet who had ACL surgery - amazing and always so helpful - I am so glad I have Heathly Paws

Insurer: Healthy Paws

By: Carmen

Useful
Verified January 24, 2024

You make it very easy to set up a…

You make it very easy to set up a claim.Thanks

Insurer: Spot

By: OSCARGREEN

Verified January 24, 2024

Fast reimbursement

Fast reimbursement Great customer service Highly recommend this for preventive care as well as emergencies

Insurer: Spot

By: customer

January 24, 2024

Easy

It was very easy to submit a claim and though the reimbursement was a bit on the slow side, it was within 30 days, which didn't bother me. The EOB was clear and easy to understand, but I did have to go and look at my policy because I didn't remember what my deductible or percentage covered amount was. After reading many horror stories online about pet insurance's that refused to pay for instances that one would assume would be covered, I was happy to receive reimbursement without a problem. I'll be interested in seeing if my premiums go up after this.

Insurer: Pets Best

By: Trish

Verified January 24, 2024

Very friendly person on the other side!

Very friendly person on the other side! Truly a pleasure! Thank yog, MNita

Insurer: Trupanion

By: customer

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