154,902+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

236,139 total


Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,332 reviews

4.9
Healthy Paws

10,797 reviews

4.9
Fetch

27,491 reviews

4.9
Pets Best

14,162 reviews

4.9
Trupanion

63,007 reviews

4.8

Category with most reviews

This chart shows the distribution of review categories.

February 04, 2024

Claims process is slow

Claims process takes quiet awhile regardless of what type of claim is submitted -even if you have all the proper paperwork. Typically have to wait 30-40 days to get processed. Occasionally receive a “delay in process” email on the 20th day. Good benefits but slower process.

Insurer: Pets Best

By: Melinda Guajardo

February 04, 2024

I submitted two related claims that keep getting put on hold...

I submitted two claims: the first for blood test, the second a week later for the procedure. All I get is delay tactics...the want the medical records, which the vet and I both sent...the records were all encompassing for both related procedures. I was told via email all was received and now the first claim is back on hold "for medical records". My frustration level is hitting the roof.

Insurer: MetLife

By: Marjorie Althouse

Verified February 04, 2024

Absolutely the best pet insurance

Absolutely the best pet insurance. Luckily haven't needed for many, many years, and now that my 8 year old has issues, they are here for me. No questions, just proper receipts. Great communication and follow up.

Insurer: Embrace

By: Liz

February 04, 2024

Do not trust this insurance company

Do not trust this insurance company! They are dishonest and even manipulated the invoices from the Doctor claiming no coverage because Arianna passed away so claim is consider “ Post Mortem. “ They are taking your money and not paying claims we plan to file suit so they don’t don’t treat someone else the same way very dishonest company and we will expose them !!!

Insurer: Pets Best

By: Brooks Ballard

Verified February 04, 2024

Spot Pet insurance is “Spot On”

Spot Pet insurance is “Spot On”. Worth every penny in my opinion. Covers most vet bills after the deductible. Gives you peace of mind in case of emergency visits which can be quite expensive. Highly recommended.

Insurer: Spot

By: Karl D.

Verified February 04, 2024

I will always have Trupanion with every pet I own from now on

I already had insurance on my older dog Trio and you all saved me and him recently when he had serious wounds that needed a lot of care. I knew after that great experience with you I had to get Maggie insured with you.

Insurer: Trupanion

By: customer

Verified February 04, 2024

Love how easy it is to submit a claim…

Love how easy it is to submit a claim and then how quickly I am reimbursed.

Insurer: Spot

By: C. Tomlinson

Verified February 04, 2024

The turnaround time on my claim was…

The turnaround time on my claim was amazingly fast and without issue.

Insurer: Spot

By: Cindy

Verified February 04, 2024

This company has really impressed me

This company has really impressed me, super fast turn around with claims. So happy with them!

Insurer: Embrace

By: Dawna Covert

Verified February 04, 2024

The website never works consistently

The website never works consistently, and it took multiple attempts across multiple devices to submit a claim. The app is the same.

Insurer: Spot

By: Kendra Avant

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