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Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.
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I never write reviews but a 5-star one for Embrace is worth it
Embrace is one of the reasons why I can afford to have a dog. They are kind, responsive, true pet lovers who are upfront and transparent about their pricing and reimbursements. I have referred every new pet owner I know to them, as they really take the stress out of owning a dog and ensure you can always provide the best for your furry loved ones.
Insurer: Embrace
By: Anonymous
Great prices, flexible coverage, and friendly customer service
Great prices, flexible coverage, and friendly customer service. Highly recommend.
Insurer: Prudent Pet
By: AB
Embrace is great!
Embrace is so easy to work with and easy to reach customer service.
Insurer: Embrace
By: Grace L
The worst support I have ever…
The worst support I have ever experienced. The length it took to process a claim is unbelievable. No one seemed informed enough to tell me when reimbursement would be processed. I am not happy and have canceled the policy.
Insurer: Figo
By: R H
Very expensive BUT! Happy I have it
I was a bit skeptical because my poor doggie had so many issues this year and every year my renewal sky rockets and I was convinced her surgury wouldn’t be covered, but to my surprise they were and promptly.
Insurer: Embrace
By: Meg
False Information Given
UPDATE (2/21/24): Spot Pet Insurance attempted to remove this review from Trustpilot since it was not 5 stars. I had to verify my account information three times in order for the review to stay (once should have been sufficient). It should be known that the reason this company has high reviews is that they remove low rating reviews!!!!! I called this company several time both prior to signing up and after to confirm coverage for my cat. I will also say that every single person I spoke with on the phone was extremely rude. They then denied my claim without any explanation. One of the symptoms my cat was seen for was preexisting but the other was treated before enrollment (which I confirmed would be covered and the customer service people lied to me). They need to provide an option to re-submit a claim for further review and provide written explanation on why claims are denied. I will be canceling my service ASAP. I am SO disappointed that I paid for a full year up front. Complete scam.
Insurer: Spot
By: Madison
Wonderful as always
Wonderful as always. For the past 12 1/2 years!
Insurer: Embrace
By: June Rubin
Easy to upload invoices and get…
Easy to upload invoices and get reimbursement on my phone. Very convenient and always easy to reach someone if there’s any questions.
Insurer: Spot
By: Nayeli Rodulfo
Outstanding
Outstanding, rapid response to claims. The claims staff even prioritized my need to have my 12 yr old girl euthanized at home and had those claims processed prior to my Joes TPLO surgery. I was in receipt of my reimbursement prior to my needing to pay my credit card bill.
Insurer: Embrace
By: Diane Cenneno