154,902+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

236,226 total


Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,336 reviews

4.9
Healthy Paws

10,802 reviews

4.9
Fetch

27,500 reviews

4.9
Pets Best

14,169 reviews

4.9
Trupanion

63,015 reviews

4.8

Category with most reviews

This chart shows the distribution of review categories.

February 21, 2024

My name is Dewayne Jones

My name is Dewayne Jones. I purchased a Manypets pet insurance policy, policy number 3dmttv on 1/5/23. My account has been active since then. I have paid 3,667.92 in coverage costs. And yet every time but once that my pet has needed to goto the vet you find some reason to deny my claim. On the last two occasions that my pet has needed to goto the vet you have denied coverage of my claims based on pre-existing conditions. The last claim you denied, Dental surgery Ref: #los_46sbyE on 2/16/24 was because of preexisting periodontal disease so you refused payment to correct the periodontal disease. And the $409.00 part of the claim you did pay, you ended up only giving $188.00 because $221.00 was over the $150.00 yearly limit of wellness prevention covered in your policy. I realize that you are legally able to deny payment because all of this is laid out vaguely somewhere in your exhaustive list of terms in your 22 page policy but ethically do you think it’s fair to charge your customers $152.00 a month for a policy that only will pay $150 annually? Why am I paying you? So I will be cancelling my policy but not before I commit every minute of my free time over the next few weeks to report your ethically questionable business practices and filing complaints to the California Department of Insurance, The National Association of Insurance Commissioners, The Better Business Bureau, The State Attorney General, local consumer protection office as well taking to social media platforms to share with my considerable number of followers and my friends and business colleagues how terrible your insurance coverage is. DEWAYNE JONES Bo Plan number: 1-MPI-CA-09-01420772-01 Wellness plan number: 3dmttv

Insurer: ManyPets

By: Dwayne

February 21, 2024

Watch out for policy increases, they are a rip off

I have been a customer of theirs for 5 years. My policy cost increased 30% from 2 years ago to last year (even though I had no claims in last 3 years). Now my policy cost is increasing by 50% from last year, which I will not tolerate this time. I went online shopping and found at least 4 better options with same coverage even though I had a "loyalty discount" applied to my Fetch policy. In the past I felt like Fetch had my back but now I feel like they are trying to make money by ripping off customers and taking advantage of the love we have for our fur babies.

Insurer: Fetch Canada

By: Sergio Alejandro

Verified February 21, 2024

Fast review and reimbursement

Fast review and reimbursement! I'm telling all my friends and family.

Insurer: Spot

By: Michele Mahowald

Verified February 21, 2024

Very easy to make a claim

Very easy to make a claim. Also excellent communication from Embrace about its status throughout the process. Spoke with very personable and informative Customer Service member about the refund options. So nice not to have to fight with an insurance company!

Insurer: Embrace

By: Judy

Verified February 21, 2024

Helpfully

Very friendly and very helpful and also very knowledgeable and made it easy for me to get my pet insurance

Insurer: Pumpkin

By: Andrea Goins

Verified February 20, 2024

Healthy Paws extraordinary overall experience

I searched a lot on pet insurance companies and I’m super happy to have found Healthy Paws. Their app is super easy to use, and you can tell they like to know who their customers are when they ask for a picture of them upfront. They keep you informed all the way, so you’re never wondering if they even got the documents, and I was so impressed on how fast they completed the process and surprised me even more when they wanted to know how my baby was doing after her surgery… Omg! That nice gesture was the cherry on the pie on how the whole experience has been. I highly recommend Healthy Paws as your insurance partner to support you all the way when you need it most. They truly care about you and your pups. Thank you Healthy Paws for such an extraordinary experience!

Insurer: Healthy Paws

By: Claudia

Useful
February 20, 2024

Worse pet insurance

This is the second time I tried giving them a chance for their insurance. I got the insurance after my dog needed an emergency vet. I knew the initial visit wasn’t covered but the second time I took her in for DIFFERENT SYMPTOMS, they denied the claim stating it was a pre existing condition because of symptoms listed. You can’t even file an appeal and you can’t file anything that happened during waiting period either because you’re not covered. Definitely not worth $60 a month.

Insurer: ASPCA

By: isabelle boring

Verified February 20, 2024

Easy to submit claims

Easy to submit claims. Fast turn around!

Insurer: Spot

By: Alisha Williams

Verified February 20, 2024

Everyone needs pet insurance

Easy to use, covers so much. So so helpful. Can’t be without it!

Insurer: Spot

By: McKenzie Schaffer

Verified February 20, 2024

Easy and clear info

Easy and clear info. Great coverage. Highly recommended. First claim already processed. Easy.

Insurer: Spot

By: Deborah Van Valkenburgh

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