154,902+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

236,135 total


Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,332 reviews

4.9
Healthy Paws

10,797 reviews

4.9
Fetch

27,491 reviews

4.9
Pets Best

14,162 reviews

4.9
Trupanion

63,007 reviews

4.8

Category with most reviews

This chart shows the distribution of review categories.

Verified February 20, 2024

Prompt payment and awesome service

Prompt payment and awesome service. They covered $6 k in bills when my dog got cancer . Thank you

Insurer: Embrace

By: Kuldip Kaur

February 20, 2024

Total trash

Total trash

Insurer: Fetch

By: Edward Baum

February 20, 2024

Thankful for Fetch Insurance Protection

Feb 6/2024 was the day we almost lost our Fur baby Luna. Luna our 5 year old border collie fell ill the morning on Feb 6/2024 and was hospitalized until Feb 12/2024 for 24/hr supportive care. The vet worked around the clock and Luna is now home feeling better and was diagnosed with acute pancreatitis. As a new mom with a 4 month old son at home, Fetch was there and Luna’s illness claims were approved and reimbursed. There is no words on how happy I was to know that Fetch protection was there for us during Luna’s recovery and support. Thank you Fetch!

Insurer: Fetch Canada

By: Melissa

Verified February 20, 2024

Responsive at difficult time

Your team as very responsive and helpful as we were working through a very challenging and heartbreaking loss of our pup. Thank you.

Insurer: Embrace

By: Jared Behunin

Verified February 20, 2024

An excellent turnaround with claims

An excellent turnaround with claims, even without digital transmission. Honors the agreement that policy has stated without exception. There were occasional misunderstandings, which excited me but we're resolved.

Insurer: Spot

By: Russ Cagle

Verified February 20, 2024

So far so good

So far so good! Have had Spot for almost a year and it’s been so helpful. Sometimes the app itself can be glitchy, but overall the operation of it has been good for me. I’ve also reached out to customer service and they are so helpful and knowledgeable. Really enjoy the extra care and service from Spot.

Insurer: Spot

By: Bryanna Allegretti

Verified February 20, 2024

Reimbursed quickly

I sent them the proof of injury and they did not ask questions but sent me the reimbursement quickly.

Insurer: Spot

By: Jane

Verified February 20, 2024

Figo has been the easiest pet insurance…

Figo has been the easiest pet insurance to work with - submitting claims is a breeze and they get back to you extremely quickly. I can't recommend them enough.

Insurer: Figo

By: Jennifer

Verified February 20, 2024

Right on Process was fast and quick

Process was fast and quick

Insurer: Spot

By: William Wood or Laddawan Wood

February 20, 2024

NOT RECOMMENDED by this veterinarian!

I am a veterinarian with coverage for 3 dogs and 3 cats through this business. I used to recommend them to everyone when they were PetFirst. After they were bought out by MetLife, things got much worse. They denied coverage for medications for my dog with congestive heart failure-- because my boss has been refilling them! Apparenly, their definition of "business partner" now includes anyone in your own practice. I am now having to go to a different practice, pay full price up front for visits, medications, etc, and then send them in. If nothing else, I was saving them quite a bit with my employee discount! Remember, if they'll do this to me, a veterinarian with a decade long set of policies who has recommended them hundreds of times to clients, what will they do to you?? Please use Trupanion instead.

Insurer: MetLife

By: customer

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