154,902+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

236,139 total


Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,332 reviews

4.9
Healthy Paws

10,797 reviews

4.9
Fetch

27,491 reviews

4.9
Pets Best

14,162 reviews

4.9
Trupanion

63,007 reviews

4.8

Category with most reviews

This chart shows the distribution of review categories.

Verified February 23, 2024

So far

So far, I've had a great experience using Figo. They have been very quick to reimburse me for any claims and seem to lower the premium instead of raising it after 1yr.

Insurer: Figo

By: Cali Steel

Verified February 23, 2024

Very pleasant experience

I’m new to spot pet insurance and so far have been very pleased with the user friendly web interface, easy claims process, and the quick turn around for the claims.

Insurer: Spot

By: Maryanne

Verified February 23, 2024

Excellent customer service

Fast and efficient. Very nice customer support reps. Claims process was pretty easy.

Insurer: Spot

By: Nancy Jackson

February 23, 2024

I’ve had this policy for about 3 weeks

I’ve had this policy for about 3 weeks. They immediately denied my claim for a $145 liver test that my dog needed. They stated it was a pre-existing condition, and they know darn well that as not the case. As a healthcare professional myself, I was appalled at their lack of care for my animal. Their logic made no sense. They were only concerned that they wouldn’t have to pay. I immediately cancelled my policy. Thank goodness they are not an insurance carrier for HUMANS. Never again will I do business with them. Edit in response to ASPCA’s reply: we had the policy for THREE weeks and were WELL past the 14 day waiting window. I stand by my above review. Their reply only demonstrates how incompetent they are…they clearly don’t even listen or know what’s going on.

Insurer: ASPCA

By: Nurse123

Verified February 23, 2024

Fast and Efficient

No unnecessary delays when procressing our claims

Insurer: Spot

By: Sbee

Verified February 23, 2024

Initial Claim

Just enrolled my puppy in Spot insurance including the preventative coverage which is recommended for a pup. Took him to the vet for his initial visit after buying him. The bill was 172$. I filed my first claim, uploaded my invoice from the vet and the claim was processed quickly with an awesome reimbursement. Monthly premium is money well spent.

Insurer: Spot

By: Doug McVaigh

Verified February 23, 2024

Prompt attention and keeping you…

Prompt attention and keeping you informed how your claim is progressing.

Insurer: Spot

By: Yvonne McNamara

Verified February 23, 2024

Great exprrience

Our consultant was extremely conversational And attentive to all our questions. He answered all of our concerns

Insurer: Trupanion

By: Chris Zone❤

Verified February 23, 2024

EZ to use app

Ez to use the app. Reimbursement was fast even though we just started with the insurance.

Insurer: Spot

By: Gerald Garcia

February 23, 2024

Stay away if you care about your pet…

Worst pet insurance I have ever used and will not ever use again if I decide to get another dog. Their reimbursement policy is repulsive. The reason why I say this is because for their annual spending limit of 2500 is ridiculous especially if your pet gets cancer like mine where each treatment is $900 every 3 weeks so you can imagine that 2500 is going to run out pretty fast. Then when you hit that thresh point they will only reimburse 100 for a $900 bill, truly ridiculous. These people do not care about your pet just another insurance company stealing your money monthly on a horse s*** policy. Stay away and look elsewhere unless you want to have them force you to decide whether to treat your pet or not. So to Spot your organization is garbage just like the current state of this administration.

Insurer: Spot

By: Juan Casillas

Compare top pet insurance providers plans.