154,902+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

235,840 total


Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,322 reviews

4.9
Healthy Paws

10,778 reviews

4.9
Fetch

27,466 reviews

4.9
Pets Best

14,154 reviews

4.9
Trupanion

62,999 reviews

4.8

Category with most reviews

This chart shows the distribution of review categories.

February 20, 2024

Worse pet insurance

This is the second time I tried giving them a chance for their insurance. I got the insurance after my dog needed an emergency vet. I knew the initial visit wasn’t covered but the second time I took her in for DIFFERENT SYMPTOMS, they denied the claim stating it was a pre existing condition because of symptoms listed. You can’t even file an appeal and you can’t file anything that happened during waiting period either because you’re not covered. Definitely not worth $60 a month.

Insurer: ASPCA

By: isabelle boring

Verified February 20, 2024

Easy to submit claims

Easy to submit claims. Fast turn around!

Insurer: Spot

By: Alisha Williams

Verified February 20, 2024

Everyone needs pet insurance

Easy to use, covers so much. So so helpful. Can’t be without it!

Insurer: Spot

By: McKenzie Schaffer

Verified February 20, 2024

Easy and clear info

Easy and clear info. Great coverage. Highly recommended. First claim already processed. Easy.

Insurer: Spot

By: Deborah Van Valkenburgh

February 20, 2024

Pleasantly Surprised

I was skeptical at first and worried the policy would not save me any money. However, when my dog, Ollie, contracted a nasty respiratory virus in January and had to be hospitalized with many return visits to our vet, I could not have been more relieved to find out how simple it was to make a claim, and also that they actually paid for 80% of the costs of his treatments and medication (after my deductible was met). It is only February and the policy has already paid for itself. I am beyond pleased with the customer service and timely payments made directly to my bank account. I highly recommend this company to anyone with a fur child.

Insurer: Fetch

By: Sharon Petty

Verified February 20, 2024

Prompt payment and awesome service

Prompt payment and awesome service. They covered $6 k in bills when my dog got cancer . Thank you

Insurer: Embrace

By: Kuldip Kaur

February 20, 2024

Total trash

Total trash

Insurer: Fetch

By: Edward Baum

February 20, 2024

Thankful for Fetch Insurance Protection

Feb 6/2024 was the day we almost lost our Fur baby Luna. Luna our 5 year old border collie fell ill the morning on Feb 6/2024 and was hospitalized until Feb 12/2024 for 24/hr supportive care. The vet worked around the clock and Luna is now home feeling better and was diagnosed with acute pancreatitis. As a new mom with a 4 month old son at home, Fetch was there and Luna’s illness claims were approved and reimbursed. There is no words on how happy I was to know that Fetch protection was there for us during Luna’s recovery and support. Thank you Fetch!

Insurer: Fetch Canada

By: Melissa

Verified February 20, 2024

Responsive at difficult time

Your team as very responsive and helpful as we were working through a very challenging and heartbreaking loss of our pup. Thank you.

Insurer: Embrace

By: Jared Behunin

Verified February 20, 2024

An excellent turnaround with claims

An excellent turnaround with claims, even without digital transmission. Honors the agreement that policy has stated without exception. There were occasional misunderstandings, which excited me but we're resolved.

Insurer: Spot

By: Russ Cagle

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