154,902+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

236,139 total


Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,332 reviews

4.9
Healthy Paws

10,797 reviews

4.9
Fetch

27,491 reviews

4.9
Pets Best

14,162 reviews

4.9
Trupanion

63,007 reviews

4.8

Category with most reviews

This chart shows the distribution of review categories.

March 01, 2024

The embrace scam scam

With them for over 6 months, denied every claim after sitting on them for 3-4 months. A Scam! I wouldn't give them one star if I could have. Denied a completely torn ligament on my 100lb girl because of the orthopedic clause. Make sure you read all 150 pages of their "get out of paying" disclaimers if you consider them. I paid in premium what I would have paid at the vets but nothing towards our deductible and no fix at all. I was disgusted with pet insurance prior to going in, I thought I would give it a shot and Embrace broke my trust and ruined me of any trust or faith in any dog insurance.

Insurer: Embrace

By: Roy Sahachaisere

Verified March 01, 2024

Clear instructions and information on…

Clear instructions and information on the process of insurance. The cost is very reasonable.

Insurer: ASPCA

By: Rita Stack

March 01, 2024

Great service and great price

Great service and great price - Amanda Mello was the agent I dealt with - very friendly and informative - returned calls exactly when asked to - very professional attitude

Insurer: Fetch Canada

By: Chris Price

Verified March 01, 2024

The waiting period doesn't account for…

The waiting period doesn't account for genuine accidental issues. Trupanion should not charge us premium during waiting period.

Insurer: Trupanion

By: Kate Dang

Verified March 01, 2024

get it

great and easy to use I should be getting my refund in a couple of days.

Insurer: Spot

By: KAREN AYALA

February 29, 2024

Biggest waist of money if had

Biggest waist of money if had. They took months to review my dogs surgery just to decline his treatment - not only I called several times about it, they just assured me they would reopen the case and never explain to me why. The insurance denied coverage eventually 2/3 months later and by then i had already spent hundreds of dollars on this insurance for no reason. If i could give them a lower number i would. Although customer service was nice they were not knowledgeable and couldnt help me. I tried to get to the manager only to never gewt a response back - seemed like on purpose so I would continue to pay premium insurance.

Insurer: Spot

By: Fernanda Robles

Verified February 29, 2024

ASPCA for Us.

ASPCA for Us. It was so easy to sign up and get the insurance for our pet. The monthly premium is fair. We have not needed to use the insurance yet, but feel comforted to know that we have a good policy in force.

Insurer: ASPCA

By: nkulla

February 29, 2024

Thank you Joshua for all of your help! from jo & jena

Joshua Sabado is an excellent representative, as he is; knowledgeable, patient, kind and thorough. I feel that Fetch, through their website and their representatives, make the policies accessible and clear, which is much appreciated and seldom the case with insurance companies.

Insurer: Fetch Canada

By: Jena Rathfelder

Verified February 29, 2024

Great customer service

Great customer service

Insurer: Trupanion

By: Celeste

Verified February 29, 2024

EMBRACE IS PET INSURANCE ON "AFTERBURNERS"!

Embrace has been an excellent product from the "get-go"! USAA members or others who have the ability to obtain Embrace -- get it now! Very Respectfully, Colonel Robert Freniere (Ret.)

Insurer: Embrace

By: Robert

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