224,929+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 224,929 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our reviews make it easy to compare top insurance providers and find the perfect coverage for your pets.

224,929 total


Most selected providers in "July, 2026"

This chart shows the distribution of the most selected pet insurance providers in July, 2026.

Providers with highest rating

Embrace

20,008 reviews

4.9
Healthy Paws

11,406 reviews

4.9
Fetch

5,987 reviews

4.9
Trupanion

55,033 reviews

4.9
Pets Best

15,430 reviews

4.9

Category with most reviews

This chart shows the distribution of review categories.

May 17, 2023

ASPCA came out with a new option to…

ASPCA came out with a new option to upload an estimate for claims in the app. My dog Cloud was going to get neutered and I sent them the estimate through the ASPCA app on April 19th it took them FOREVER per usual to even approve the claim because they kept asking for unnecessary information like his medical records from a hospital that’s no longer in business! Anyways they “COMPLETED” the claim supposedly sent me $708 and some change on May 9th it is now May 17th and I never received the money in my bank account. I call ASPCA to only be told “we just tell you how much of the estimate we can cover we really don’t send you a direct deposit until the service is done” WHATS THE POINT OF HAVING INSURANCE THEN!?! Definitely canceling my plan and letting my hospital know to tell all the patients to not sign up their pets with ASPCA insurance!

Insurer: ASPCA

By: NAHRAIN ABRAHAM

May 17, 2023

Submission of claims were easy!

The submission of our claims was easy, and the fast response was very much appreciated. I would definitely recommend Embrace to anyone. Warmly, Glenys Chaput

Insurer: Embrace

By: Glenys Chaput

May 17, 2023

All around outstanding service!

My husband was in the hospital in January for a week. I had to board Kane during that time. The policy covered all of the expenses. Whenever I call customer service every one of their employees is kind and very helpful. Keep up the great work!! Best purchase I have ever made for Kane.

Insurer: MetLife

By: Kim

Useful
May 17, 2023

I’m very disappointed with spots pet…

I’m very disappointed with spots pet insurance, they denied ever claim i send to get out of paying they’re saying it’s preexisting condition. Even it’s after 3 months and my dog hurts her eye outside in the deck and it was different eye, so I advised people not to choose this insurance and not to waste your money paying this blood sucking insurance!!

Insurer: Spot

By: Cristina Tetley

May 17, 2023

Just signed up my 1 year old cat

Just signed up my 1 year old cat. I had this insurance before and I canceled but rejoined with my younger cat. Worth it by far.

Insurer: Spot

By: Gregory Marcotte

May 17, 2023

I recommend embrace because they are…

I recommend embrace because they are quick with the claims and the premiums are great. We make a yearly payment for our 4 dogs and save 5%.

Insurer: Embrace

By: Michelle Swan

May 17, 2023

Great coverage but the rate of increases are astonishing

I have had my pup since 2019 and I did some research and had decided to get him pet insurance from Fetch (formerly Petplan). Best decision of my life since my dog has skin allergies. While they do not do direct billing, they are quick to review claims and I have no complaints other than the premiums. The more claims you make, the more premiums go up. I mean it makes sense that the premiums do I go up but the rate of increases are a bit astonishing.

Insurer: Fetch Canada

By: Qwerty

May 17, 2023

Not clear why some items

Not clear why some items Not covered - seemed Contradictory

Insurer: Figo

By: customer

May 17, 2023

We've been with Embrace for many years…

We've been with Embrace for many years and are pleased with their quick and responsive service to our claims. Great pet insurance company.

Insurer: Embrace

By: Andrew Sutinen

May 17, 2023

Started well, but not a very good long term insurance

When I adopted my dog, I got PetsPlusUs from the breeder. I must say, I was in love with the insurance the first year. I paid the most complete coverage. They were fast and cordial in the reimbursements. Last year my dog had to undergo surgery due to 2 canine extractions. That's when I first understood the plan wasn't complete as they sold. 4k cost went from my pocket. In the same year, I tried to add dental with them, and they didn't have it. I mentioned I would need to have a dental for her or cancel the policy. Basically, I heard that "up to you if you want to cancel the policy and lose the pre-existing coverage". That was when I felt this whole scheme of good and fast reimbursement also meant getting you stuck with bad long-term service and coverage. Today I discovered that they do not accept dual insurance, so the dental coverage I got elsewhere for my dog will need to choose either to stay with them or leave. All this because I informed them I had already received reimbursement from another insurance plan and they didn't have to fully reimburse me. Long story short, if you have a chance to find another insurance plan, run a move away from them.

Insurer: Pets Plus Us

By: Eduardo

Useful

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