154,902+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

235,974 total


Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,325 reviews

4.9
Healthy Paws

10,787 reviews

4.9
Fetch

27,479 reviews

4.9
Pets Best

14,161 reviews

4.9
Trupanion

63,005 reviews

4.8

Category with most reviews

This chart shows the distribution of review categories.

Verified March 04, 2024

Easy to apply but disappointed that…

Easy to apply but disappointed that when I called to reduce deductible less than an hour later, the lower deductible doesn’t kick in until the following month.

Insurer: Trupanion

By: customer

Verified March 04, 2024

Adrian is wonderful and patient

Adrian is wonderful and patient. She is delightful to work with on the phone and very helpful.

Insurer: Trupanion

By: customer

Verified March 04, 2024

I submitted a claim for my dog

I submitted a claim for my dog. I also expected some compensation for the medication. The only compensation I received was for the vet visit.

Insurer: Spot

By: Dominique Burgess

March 04, 2024

Provide needed documentation, and you will be reimbursed

Our puppy unfortunately had emergency surgery six weeks after she came to us. The vet recommended spaying her at the same time, which she did. Our pup had received meds and other services. Fetch Pet was prompt in reimbursement for items that met the criteria. Our vet, and I provided all the needed documentation, and the payment was seamless.;

Insurer: Fetch

By: P.McKenzie

March 04, 2024

Waste of money in my opinion

I had this insurance for probably about 3-4 years and not one single time was I reimbursed for either of my 2 dog’s doctors visits. It was a complete waste of money.

Insurer: Embrace

By: Juan Bernal

March 04, 2024

Mr Josh Sabado was very professional &…

Mr Josh Sabado was very professional & knowledgeable. He’s very witty & funny.

Insurer: Fetch

By: Vivian Jao-herrera

March 03, 2024

Probably the biggest rip off pet…

Probably the biggest rip off pet insurance provider in the world. They make you jump through hoops every claim, then on an $800 plus claim with a $300 deductible pay $70 total claiming they apply a $300 deductible not per year but to each thing your pet was checked for. Previous claim of $600 they paid $50. A complete waste of your money look elsewhere.

Insurer: Fetch

By: Charles C

March 03, 2024

Absolute lifesaver!

I’ve been a customer for several years. They always cover my dog’s regular needs, but when she needed something bigger that’s when Embrace really saved the day. It was really easy to file the claims with their app. We received the responses and money, quickly! They were literally lifesavers! I tell everyone to get Embrace, now. My previous insurance wasn’t as easy and didn’t cover half as much.

Insurer: Embrace

By: Kathleen Auterio

Verified March 03, 2024

Easy to file a claim.Fast response

Easy to file a claim.Fast response

Insurer: Figo

By: EDWARD FERBER

March 03, 2024

42% PRICE INCREASE in one year!!!

Customer service representative was patient and kind. However, a 42% increase from $478.97 to $681.54--a $200+ increase in one year is outrageous for a 6 year old dog who has, until last year, had zero claims. For the past 5 years, price increases have been minimal ($20-$50/yr). If I could go to another insurance company with my dog's preexisting condition I would (hypothyroid). This past year was the 1st year in 5 that I have even submitted anything and it was very minimal. I get it--I get reimbursed approx $200 and I get an increase for the same amount. The customer service rep said that my claims were not the cause of the increase. I'm on multiple dog groups and I haven't heard anyone else having his/her rates increased.

Insurer: Pets Best

By: Suzanna Hazen

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