154,902+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

235,974 total


Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,325 reviews

4.9
Healthy Paws

10,787 reviews

4.9
Fetch

27,479 reviews

4.9
Pets Best

14,161 reviews

4.9
Trupanion

63,005 reviews

4.8

Category with most reviews

This chart shows the distribution of review categories.

Verified October 14, 2025

Somewhere along the way

Somewhere along the way, they changed their terms to not cover the exam. My bad for not reading the small print I guess. So with a 1K deductible, my urgent care trip of $1500 only got me back a couple of hundred bucks. They also have not managed to get their portion to me in the 72 hours they tout it would happen. IN THE FOLLOWING RESPONSE WE GOT THE STANDARD "WE REALLY CARE..." MESSAGE AND A REQUEST TO CALL. NOTE THAT AS REGARDS BOTH OF THESE ISSUES, I ALREADY DID THAT. STILL NO PAYOUT. BUT I AM NOT GONNA CALL AGAIN TO GET THE SAME "ANSWER' AS BEFORE. JUST SEND THE PAYOUT MONEY THAT IS DUE, PLEASE.

Insurer: Trupanion

By: Nick Berigan

Verified October 14, 2025

Excellent Pet Insurance You Can Depend On

Pumpkin Pet Insurance has been excellent to work with. Their claims process is quick, efficient, and transparent, and reimbursements are handled promptly. It’s reassuring to know that my pet’s care is supported by a company that values both quality service and reliability. I highly recommend Pumpkin to any pet owner looking for dependable coverage and outstanding customer support.

Insurer: Pumpkin

By: Danielle

Verified October 14, 2025

Great but expensive

Quick easy claims process. Claims are off and submitted and approved on the same day. Customer service is also outstanding. I will say I am very disappointed in the premium increases. My policy started at $120 a month for two dogs and it is now up to $350 per month. I thought when I purchased it, I was locking in the price but boy was I wrong! And now the dogs are older so getting a different policy is out of the question. That is my only complaint.

Insurer: Healthy Paws

By: Gary M

Verified October 14, 2025

Great pet insurance

Easy to submit invoices online and when I need to speak with someone they’re always friendly n knowledgeable.

Insurer: Trupanion

By: Lois

Verified October 14, 2025

Peace of Mind…

Excellent customer service from fellow pet lovers! Easy claim process and fast reimbursement directly to your account. Peace of mind having this policy for my cat Molly, particularly as she gets older.

Insurer: MetLife

By: Janice Blacksmith

Verified October 14, 2025

Prompt turnaround on invoices

Prompt turnaround on invoices. Any issues are handled quickly and the staff is very friendly. I recommend this company to anyone looking for pet insurance. Thanks Trupanion.

Insurer: Trupanion

By: John and Dorothy

Verified October 14, 2025

Always timely with payouts.

Always timely with payouts.

Insurer: MetLife

By: Sue

Verified October 14, 2025

You get answers quickly

My questions are always answered and representatives are always very polite and informative

Insurer: Embrace

By: Debbie West

October 14, 2025

Met Life for Cats is total ripoff

I got the accident and injury for all 3 of my cats. You have to fill out the claims yourself with tons of paperwork from the vets. My cat had horrible gums and broken teeth which were never made aware of until I went to the new vet. They are great, put in a claim for 10 teeth being pulled and infected and inflamed gums, claim was denied under pre-existing. $1,900 claim denied. Cancelling today

Insurer: MetLife

Veterinarian: PetVet Wellness Center

By: G

Useful
October 14, 2025

Embrace is a total scam

Embrace is a total scam. You are better off saving the premium money for when your pet needs to see a vet. Despite having received my vet records for the 12 month pre-policy Embrace is still withholding reimbursement for an emergency vet visit due to an insect bite 6 months ago. They are now requesting vet records from 4 years ago so they can keep hunting to try to find that pre-existing condition to get them out of reimbursing me. Beware.

Insurer: Embrace

By: Melissa Mowder

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