154,902+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

236,321 total


Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,339 reviews

4.9
Healthy Paws

10,806 reviews

4.9
Fetch

27,505 reviews

4.9
Pets Best

14,171 reviews

4.9
Trupanion

63,021 reviews

4.8

Category with most reviews

This chart shows the distribution of review categories.

Verified March 15, 2024

You ARE impoossible to get a hold of

You ARE impoossible to get a hold of. You are too expensive and I am cancelling effective immediately 3/15/24.

Insurer: Figo

By: Sally Medina

Verified March 15, 2024

Easy to file claims on line and quick…

Easy to file claims on line and quick results.

Insurer: Spot

By: Rita Goodman

Verified March 15, 2024

Embrace was responsive to all my inquiries

Embrace was responsive to all my inquiries. Once they had all the vet files, it only took 18 days for reimbursement.

Insurer: Embrace

By: Jose Muinos

Verified March 15, 2024

Refund was credited to our bank account…

Refund was credited to our bank account soon after I completed the paperwork

Insurer: Spot

By: Nancy Smith

Verified March 15, 2024

This is great insurance

This is great insurance. I have a new puppy. His first wellness check went well. I turned my bill in and they got back with me in a couple of days. All I have to pay is about $20. Very happy 😊

Insurer: Spot

By: Rhonda Swanson

Verified March 15, 2024

Best decision we ever made!

They are fast and super easy to use. We had to take one of our cats to the vet and to emergency vet and it was incredibly pricey, but having this insurance and being able to get some of our money back was amazing. I love Figo, it has made our pets lives better and gives us a lot of peace of mind. Thank you Figo.

Insurer: Figo

By: Ana Nogueira

Verified March 15, 2024

App w/ Vet Chat & claims processing

The online app with 24 hour vet chat access is incredibly helpful and when I had to submit a claim, the process was straightforward.

Insurer: Figo

By: Nat

March 15, 2024

Very happy

We’ve had Pets Best pet insurance for about ten years. Submission of a claim is easy and the company keeps you posted on the claim’s status and/or progress. When I have filed a claim, they cover what they say they cover, and, at least so far, they haven’t given me the run around if I have a legitimate claim. Supporting documents from the vet are important to have when you submit, as the claim needs support. We’ve been through a cancer diagnosis and treatment for one of our furry family members and an illness with another and we’ve been very pleased with Pets Best and also quite relieved.

Insurer: Pets Best

By: APS

Verified March 15, 2024

Overall great experience

Overall good experience. Easy to use the app and process is streamlined. Only issue is that some claims will say action is required even after submitting required documents. That being said once the claim is processed the reimbursement comes quickly and there were no hiccups there.

Insurer: Spot

By: Aneel Kabir

Verified March 15, 2024

Quick and Efficient

Submitted my claim the same day we visited the vet after an X-ray was needed for our dog. We received a response back from the Embrace team the next day that our claim was approved and reimbursement was on its way after providing the supporting documents!

Insurer: Embrace

By: Patrick Quinday

Compare top pet insurance providers plans.