154,902+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

235,760 total


Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,319 reviews

4.9
Healthy Paws

10,775 reviews

4.9
Fetch

27,461 reviews

4.9
Pets Best

14,152 reviews

4.9
Trupanion

62,998 reviews

4.8

Category with most reviews

This chart shows the distribution of review categories.

March 04, 2024

Waste of money in my opinion

I had this insurance for probably about 3-4 years and not one single time was I reimbursed for either of my 2 dog’s doctors visits. It was a complete waste of money.

Insurer: Embrace

By: Juan Bernal

March 04, 2024

Mr Josh Sabado was very professional &…

Mr Josh Sabado was very professional & knowledgeable. He’s very witty & funny.

Insurer: Fetch

By: Vivian Jao-herrera

March 03, 2024

Probably the biggest rip off pet…

Probably the biggest rip off pet insurance provider in the world. They make you jump through hoops every claim, then on an $800 plus claim with a $300 deductible pay $70 total claiming they apply a $300 deductible not per year but to each thing your pet was checked for. Previous claim of $600 they paid $50. A complete waste of your money look elsewhere.

Insurer: Fetch

By: Charles C

March 03, 2024

Absolute lifesaver!

I’ve been a customer for several years. They always cover my dog’s regular needs, but when she needed something bigger that’s when Embrace really saved the day. It was really easy to file the claims with their app. We received the responses and money, quickly! They were literally lifesavers! I tell everyone to get Embrace, now. My previous insurance wasn’t as easy and didn’t cover half as much.

Insurer: Embrace

By: Kathleen Auterio

Verified March 03, 2024

Easy to file a claim.Fast response

Easy to file a claim.Fast response

Insurer: Figo

By: EDWARD FERBER

March 03, 2024

42% PRICE INCREASE in one year!!!

Customer service representative was patient and kind. However, a 42% increase from $478.97 to $681.54--a $200+ increase in one year is outrageous for a 6 year old dog who has, until last year, had zero claims. For the past 5 years, price increases have been minimal ($20-$50/yr). If I could go to another insurance company with my dog's preexisting condition I would (hypothyroid). This past year was the 1st year in 5 that I have even submitted anything and it was very minimal. I get it--I get reimbursed approx $200 and I get an increase for the same amount. The customer service rep said that my claims were not the cause of the increase. I'm on multiple dog groups and I haven't heard anyone else having his/her rates increased.

Insurer: Pets Best

By: Suzanna Hazen

March 03, 2024

The app was very easy to use and also…

The app was very easy to use and also very straight forward. Upon submitting the receipts, we immediately received updates regarding the status of the case and payment was done in a timely manner. We definitely recommend Fetch Pet insurance for a peace of mind and a great service.

Insurer: Fetch

By: Anca Toma

Verified March 03, 2024

I did not know that I had automatic renewal on account

I did not know that I had automatic renewal checked on in my account. I don't automatically renew a new service until I try it out. And more so, I can not find the item in my account to check it off if i decide to do that. It seems like it turned itself on without my approval. Hmmm What's going on with this?

Insurer: Figo

By: Not Quite Happy

March 03, 2024

Do yourself a favor and either put the…

Do yourself a favor and either put the money away each month or wait until your dog gets older to insure them I thought I was doing the right thing by insuring her when she was a puppy to avoid paying higher premiums when she got older. I first started out at $26.36 per month then it was increased each year to $31.42 to $37.29 to $40.32 to $42.34 and never had I claim throughout this whole time then I was notified it was being increased to $59.77 per month. They said it was due to all the other claims they have had to pay out of course not my claims. After the notification I did submit a claim as my dog had had inflammation in her gums and bleeding and because my vet marked it as a dental cleaning they denied the claim. Now why would I have another dental cleaning in February since I already had one in October we all know how expensive they are. So far I paid out over $2000.00 to healthy paws and I wish I would of put that money away instead of paying it to them I’ve had enough I will be canceling my coverage what a waste.

Insurer: Healthy Paws

By: Len Thompson

March 03, 2024

Claims done quickly

Claims done quickly. I submitted five last week and three have been resolved thus far.

Insurer: Pets Best

By: Michael March

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