154,902+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

236,321 total


Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,339 reviews

4.9
Healthy Paws

10,806 reviews

4.9
Fetch

27,505 reviews

4.9
Pets Best

14,171 reviews

4.9
Trupanion

63,021 reviews

4.8

Category with most reviews

This chart shows the distribution of review categories.

Verified March 19, 2024

Company is great very compliant.

Company is great very compliant.

Insurer: Spot

By: Anntoinette Fuccello

Verified March 19, 2024

it’s so easy to use!

spot sent me a message telling me how to process my claim. it was quick and easy to submit a claim. The claim was processed quickly.

Insurer: Spot

By: Lurinda Ford

March 19, 2024

OUTSTANDING

Over three days at two separate critical care veterinary offices our dog required over $10,000 of tests and care after collapsing for no apparent reason. Fortunately, our sweet girl made it through the ordeal and is on the road to recovery. The emotional roller coaster was made so much easier knowing we had Healthy Paws insurance and could say “just do whatever is necessary” at every decision point. Within one business day after bringing our sweet girl home the 80% reimbursement was deposited in our checking account and a representative from Healthy Paws had reached out to see how she was doing. Outstanding!

Insurer: Healthy Paws

By: Nancy

Useful
March 19, 2024

Great experience

Timeliness of responses as well as rapid payment of allowable benefits.

Insurer: Fetch

By: Chris

March 19, 2024

They will increase your premiums 30+%…

They will increase your premiums 30+% Every Year, Year over Year regardless of your pet's age or if they have had any illnesses. By the time I finally cancelled, my 4 year old german shepherd's premium was More expensive than my own health insurance and we Never Used our coverage for a single medical issue. If this were human insurance these rates would be illegal. This is essentially a scam for well-meaning rich people. I would just keep a credit card handy for big vet bills and skip the scam. As a former vet tech, I can tell you that an average emergency vet visit with bloodwork, xrays, and IV therapy/medications to go home will run about $5-800, even with 'low' deductible (and high premium) plan options, you would pay a $500 deductible, plus 10% on top of that, so even with an $800 bill you're still paying $600 of that bill, and unless your pet has Multiple emergency visits or serious surgery in a plan year, you're basically paying $1,000 for a $200 discount, if you use the insurance at all. Don't need to be an accountant to figure that one out. This is just another corporate squeeze to siphon money off of the middle class. Save your money, please.

Insurer: Embrace

By: Eric Cremins

March 19, 2024

Too much time complicated

Thankfully I cancel on time my dog is only 4 months and they have been review documents for ever. While I understand their policy. Is to complicated for me and I don’t have time for that and she already have another insurance which is better and already review her pre existing condition. I don’t recommend embrace.

Insurer: Embrace

By: Consumer

Verified March 19, 2024

Worst insurance

Worst insurance, avoid it at all cost. You pay for nothing. Thieves.

Insurer: Trupanion

By: Johanna Barnes

March 19, 2024

Highly Recommend Healthy Paws

We definitely recommend HealthyPaws Pet Insurance. We used it for years with our Lab who eventually got cancer. HealthyPaws paid for all his surgeries and treatments at 80%, no questions asked. This plan does not include wellness coverage, but that's exactly what we wanted. After many emergencies/surgeries with our dogs, we realized insurance for emergencies and sickness was the way to go. We'll pay for wellness care, but HealthyPaws is there for the emergencies. We just had one! Our new 5-month old puppy ate a sock and needed emergency surgery. HealthyPaws covered everything (except exam) at 80% and the funds were deposited in my checking account the next day.

Insurer: Healthy Paws

By: Dian

Useful
Verified March 19, 2024

Carmen was AMAZING!!

I worked with Carmen and she was simply WONDERFUL!! She was so kind, and very knowledgeable of the product. She stayed on the phone with me through the entire process. She also followed up with a text the next day with a few reminders (and it was Saturday). Her customer service skills are top notch!!!!

Insurer: Prudent Pet

By: T. Cutlip

March 19, 2024

I had called in for one of the my pets…

I had called in for one of the my pets to clarify, what was going on the person was right on it. She was knowledgeable and passionate, and very loving to Animals asking me how everybody was doing and just lovable I love it I love this insurance people working for this insurance 🤗Wonderful.

Insurer: Trupanion

By: Nermina Milutinovic

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