154,902+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

236,321 total


Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,339 reviews

4.9
Healthy Paws

10,806 reviews

4.9
Fetch

27,505 reviews

4.9
Pets Best

14,171 reviews

4.9
Trupanion

63,021 reviews

4.8

Category with most reviews

This chart shows the distribution of review categories.

March 20, 2024

Absolute Scam - Deplorable rate increases

Absolute scam. Will go out of their way to ensure your claim is not covered. Recent policy charge increases are deplorable by all standards - a 50% increase in monthly rates? With no option to update your coverage to better fit your budget? They claim it's "inflation" but inflation is not 50%. Total money grab and absolutely despicable in terms of "pay it or leave". Customer service is a nuisance to work with. Impossible to get a straightforward answer. Avoid, avoid, avoid or they will run you through the mill at the expense of your pets health. Looking forward to the canned response in which they will "justify" the rate increase using buzzwords. Save your money and read the "positive" reviews with hesitancy.

Insurer: Trupanion

By: Kasey Schultz

March 20, 2024

Pets Best is worst company for pet…

Pets Best is worst company for pet insurance They increase the premium year after year even if you don't make any claim But once you need it for a cancer related surgery, they give you run around. They don't reimburse anything

Insurer: Pets Best

By: Dev

Verified March 20, 2024

Claims are handled quickly.

No negative issues.

Insurer: Figo

By: Jamie

Verified March 20, 2024

The website walked me through filing my…

The website walked me through filing my claim. It was easy to follow along.

Insurer: Spot

By: Gina Kalbach

March 20, 2024

Customer service is always great when…

Customer service is always great when we file a claim. They are quick to process and respond if we have questions.

Insurer: Pets Best

By: Brian Alexander

March 20, 2024

There are many issues

There are many issues. If i wasn’t stuck in a position where, switching companies would ban pre-existing conditions, I would cancel my policy. Unfortunately, I’m stuck here. The app never works, customer service is horrible, claims processing takes way too long, as well as pay outs. Things are many times denied being payed out, that def should be covered, and paid out for. Overall, this company is poor, at best. Many things need to change here, and yet nothing is being done about it. It’s very frustrating.

Insurer: Pets Best

By: Jenn

Verified March 20, 2024

Exceptional service

Exceptional service. Our dog experienced digestive issues. We took her to the vet and Spot covered all the treatment required without typical insurance company bafflegab. A true partner in Tilly’s health.

Insurer: Spot

By: Judith Leger

Verified March 20, 2024

The process to submit claims was EASY

The process to submit claims was simple. The approval time was quick. We're very pleased with the coverage and the customer service support you provide.

Insurer: Spot

By: Lisa Lloyd Jones

March 20, 2024

Smooth, compassionate experience

You always expect dealing with insurance of any type to be a hassle, but I've been super happy with my experience with Pets Best. Everything that I expected to be covered under my chosen policy was covered, never had to fight over a claim, and they were all processed fairly quickly. When I had an issue with checks sending to an old address, didn't have to wait long to reach a real customer service rep, and she was super helpful. Also small detail here, but I remember when my Murphy passed I dreaded having to deal with a complicated cancellation process and worried about waiting for claims for the emergency vet to process in case cancelling affected those. However, Pets Best gathered from my claims that he had passed (even though I didn't have cremation covered, it was on that large ER invoice) and they automatically canceled for me and refunded me the pro-rated amount for the quarter I had already auto-payed. Small act, but it actually meant a lot to me to take something off my plate at that time. Will be happy to re-insure again with them when I adopt another pup!

Insurer: Pets Best

By: Kayla Hollenbaugh

Verified March 20, 2024

IT WAS EASY TO SIGN UP AND IT WAS…

IT WAS EASY TO SIGN UP AND IT WAS RECOMMENDED BY MY VET!

Insurer: Trupanion

By: TRUDY MUNGIOLE

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