154,902+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

235,679 total


Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,318 reviews

4.9
Healthy Paws

10,767 reviews

4.9
Fetch

27,453 reviews

4.9
Pets Best

14,149 reviews

4.9
Trupanion

62,992 reviews

4.8

Category with most reviews

This chart shows the distribution of review categories.

Verified March 05, 2024

Was recommended to me by a top mastiff…

Was recommended to me by a top mastiff breeder in my area and have had a dozen Rottweilers in the last 50 years never needed insurance but with prices today it sounded like a good deal

Insurer: ASPCA

By: Robert Kerr

March 05, 2024

I have had Trupanion for 4 years plus …

I have had Trupanion for 4 years plus for both of my boys, 2 English Cream Golden Retrievers. They are always fair and extremely easy to get in touch with, chat is GREAT, there employees are also great. I will always stay with them

Insurer: Trupanion

By: Anna Buongiorne

March 05, 2024

You should sign up if you like hidden charges and 40% increase per year.

I had the policy for 5 years and accepting the 40% increase per year. The last straw was I moved across town (going to the same vet) and they claimed they had to increase my policy another 30%. So my policy basically doubled in price. Please do the math before you sign up for this scam. My premium per year would be around $900 and the related deductible is $750, so my out of pocket expense is $1,650. I might as well just pay the $1,650 directly to the vet. And remember depending on your plan not everything will be covered so you’d have to pay excessively to Embrace and then still need to compensate your vet. Over the course of five years I made ONE claim and it didn’t even exceed the deductible. It was the biggest rip off of my life. Please think twice before you sign up.

Insurer: Embrace

By: Cindy Wong

Verified March 05, 2024

The quick claim reimbursement

The quick claim reimbursement.

Insurer: Spot

By: Lissa

March 05, 2024

I've been with trupanion 10 years

I've been with trupanion with my first dog for 7 or 8 years. My dog passed away 2 and a 1/2 years ago I stay with trupanion with my new pup. It's been Two years now with my new pup 🐶. I like true pain, especially the customer service. Everyone is very nice, very knowledgeable, very helpful. That's why i'm staying with the trupanion.

Insurer: Trupanion

By: Marlene

Verified March 05, 2024

Glad and Relieved

Enrolling with Trupanion was quick, easy and a relief to know my pet is covered.

Insurer: Trupanion

By: Mary Ann Garey

March 05, 2024

Amanda was very helpful

Amanda was very helpful in helping me to get the plan I need for my new puppy. First wellness claim was process in 4 days, Very satisfied so far with Fetch. I only gave 4 stars is because my experience with Fetch has only been for 1 month so far.

Insurer: Fetch Canada

By: William

March 05, 2024

Josh was amazing

Josh was amazing. I felt very comfortable speaking with him. He answered all my questions. Big Kudos.

Insurer: Fetch

By: Marshay White

Verified March 05, 2024

So glad I invested in pet insurance for…Loki

So glad I invested in pet insurance for my dog. The process to submit a claim is pretty easy and you can even do it from your phone! The payment was super fast and I’m glad my little guy is covered and I don’t have to worry.

Insurer: Spot

By: Crystal Martin

March 05, 2024

The goal is not pay for your pet when you need it

Embrace isn't worth the money. Especially the lovely $40 increase in 2024. Their only goal is to NOT pay out anything. Better off just paying out of pocket. I am on my second year with them and submitted my first pre-approval claim and they covered a small a portion and said no to the rest. Keep your monthly premiums in your pocket instead. You could save that up and use that to pay out of pocket. More beneficial than this sham of pet insurance company. STAY AWAY FROM THEM!!

Insurer: Embrace

By: Tammie Stansberry

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