154,902+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

236,135 total


Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,332 reviews

4.9
Healthy Paws

10,797 reviews

4.9
Fetch

27,491 reviews

4.9
Pets Best

14,162 reviews

4.9
Trupanion

63,007 reviews

4.8

Category with most reviews

This chart shows the distribution of review categories.

March 22, 2024

Price increases excessively each year

Too expensive! We have been with Fetch since getting our puppy in 2019 but have decided to cancel our coverage now in 2024. The increases for the past 2 years have been astronomical. In 2024 we were advised our premium was increasing by 44%, putting the premium at over $1k per year. I would understand this for a very old dog who is likely to have health issues, but not for a 5 year old. It's unsustainable to continue with the insurance increasing at this rate. Fortunately, we've never had to use the insurance so I can't comment on that experience, however the website is easy to use and the customer service team reply promptly.

Insurer: Fetch Canada

By: Laura Prior

Verified March 22, 2024

Quick reimbursement and very easy to…

Quick reimbursement and very easy to file claim, this was my first time using them and it was very easy.

Insurer: Spot

By: Jonathan and Tanya

Verified March 22, 2024

This is my first time having a pet and…

This is my first time having a pet and spot is my first pet insurance. So far so good. They offer many options and levels to choose from. Competitive prices. Clear and to the point.

Insurer: Spot

By: Toula

March 22, 2024

Josh Sanaso helped me change my email…

Josh Sanaso helped me change my email address, explained the maintenance program to me for my dog. I decided to add it to Teddy’s plan. Very friendly informed and helpful

Insurer: Fetch Canada

By: Donna Johnson-Bishop

Verified March 22, 2024

Super easy to setup and quick…

Super easy to setup and quick reimbursement policy! I am a very satisfied customer just a few months into my experience as a Spot customer, thank you!

Insurer: Spot

By: Caleb Reder

March 22, 2024

First Puppy Policy

After much research, we decided on Fetch because they have the most comprehensive programs and rates for including wellness and dental. Our customer service agent, Joshua Sabado was very patient answering all of my questions, including follow-up quesitons. He was very knowledgeable about the different programs.

Insurer: Fetch

By: Norma

Verified March 22, 2024

Reviewed and was quick to pay on claim

Reviewed and was quick to pay on reimbursement of claim unlike other pet insurances I have used in the past.

Insurer: Spot

By: Sheleen Runge

Verified March 22, 2024

so far the claims has been easy and…

so far the claims has been easy and customer service is good

Insurer: Spot

By: SHAKTI MALINI

Verified March 22, 2024

Great first experience.

Website made it easy to file a claim and the payment was very prompt. The only draw back was I couldn’t find a side by side explanation of what was reimbursed and what wasn’t like you see with a BCBS claim.

Insurer: Spot

By: Carl Loos

Verified March 22, 2024

Spot Pet Insurance is easy to deal…

Spot Pet Insurance is easy to deal with. Their claim submission procession is streamlined, and claims are processed quickly. I like that you can submit an estimate first to make sure it will be covered.

Insurer: Spot

By: Ann

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