154,902+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

236,139 total


Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,332 reviews

4.9
Healthy Paws

10,797 reviews

4.9
Fetch

27,491 reviews

4.9
Pets Best

14,162 reviews

4.9
Trupanion

63,007 reviews

4.8

Category with most reviews

This chart shows the distribution of review categories.

March 31, 2024

Get it!

Did my homework and chose Fetch, the most comprehensive pet health insurance around.

Insurer: Fetch

By: Christina

Verified March 31, 2024

Reimbursement is 70% and quick!

My cat Roland needed emergency surgery that totaled over $6,000. It was such a relief to know that I had Healthy Paws, where reimbursement is 70% and they don't give you a hard time about what happened to your pet when you're already stressed about their wellbeing. I submitted my claim and I got an answer (a reimbursement of about $4,600) by the next day. I know I will have the payment before my credit card payment is due, which means that between my emergency savings and this reimbursement, I have less stress. It's not perfect, of course-- I wish Healthy Paws would cover the expense in the moment like human health insurance does, and of course I wish vet care was more affordable in general. But until we have that, I'm grateful for what Healthy Paws has made available for me.

Insurer: Healthy Paws

By: Emily

March 31, 2024

Easy to send document's

Easy to send document's, always available to call on the phone, very honest and fair. Does not make up bogus situation as other pet insurance does with excuses, very fast return of funds, best insurance company ever

Insurer: Fetch

By: Deborah Marshall

March 31, 2024

Fast reliable service

Fast service good EOB as always it would've been nice to more money back but still the reimbursement is good

Insurer: Pets Best

By: Eric Crowl

Verified March 31, 2024

Our first experience with Spot Pet Insurance

Easy to fill out claim online, claim was taken seriously no questions asked which was a relief as our puppy was really sick and it was very stressful. After the deductible was paid Spot stepped up and paid 70% of the remaining balance quickly into my bank account by auto pay. A second follow up visit was also covered. We are very happy with Spot Pet Insurance and grateful to be part of the spot community

Insurer: Spot

By: Helen

Verified March 31, 2024

First dog, easy claims

I recently got my first and own dog, Spot has taken a lot of the major worries of vet costs away entirely. I've made two claims and the process was smooth, painless, and rather easy all around. Highly recommend.

Insurer: Spot

By: Noah Smith

March 31, 2024

Ridiculous Premium Rate Increases

I cancelled due to the ridiculous rate increases in premium: "American Modern Home Insurance Company was granted an overall rate increase in the amount of +16.60% effective 02/23/24 for new business and effective 02/23/24 for renewal business for Pet Insurance. American Modern Home Insurance Company subsequently filed on 03/07/24 with the Department of Banking and Insurance a request for an overall rate increase in the amount of 19.20%". Good bye.

Insurer: Embrace

By: Anthony Piniat

Verified March 31, 2024

The coverage seems really comprehensive…

The coverage seems really comprehensive and good. Customer service is helpful. I havent filed a claim, but they appear to make it easy. Policy was easy to read and no fine print. Recommended by others that i know.

Insurer: Trupanion

By: Cindy Pudiak

Verified March 31, 2024

I Hope This Isn't a Preview of His my Future Claims Will be Handled!

I received 4 emails stating my dog's records were needed to process my claim. I sent the records 4x. They said they requested them from my vet... only they requested them from a veterinarian hospital I've never been to. Finally, I called and they said they had the records. I never had this problem with my former pet insurance company.

Insurer: Spot

By: Elissa Dellosso

March 31, 2024

Excellent service

Our fur baby developed an illness in her gut basically overnight, Vet diagnosed her problem as AHVS. The visits and treatment were quite expensive. Sent my claim to FETCH and the review process was quick. I received my reimbursement within 10 days, thank you Fetch.

Insurer: Fetch

By: Kimmett Uttenreither

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