154,902+ Pet Insurance Reviews You Can Trust
Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.
236,400 total
What are you looking for?
Most selected providers in "November, 2025"
This chart shows the distribution of the most selected pet insurance providers in November, 2025.
Providers with highest rating
20,342 reviews
10,808 reviews
27,507 reviews
14,177 reviews
63,026 reviews
Category with most reviews
This chart shows the distribution of review categories.
Put your money in a savings account for…
Put your money in a savings account for your pet’s vet bills rather than give it away to Embrace. Nothing covered. What a scam.
Insurer: Embrace
By: Phyllis Harris
When I make a claim it is easy and fast.
When I make a claim it is easy and fast.
Insurer: Spot
By: Tammy Zamora
Quality Pet Insurance
Solid pet insurance. The claims process has always been easy and claim payments occur quickly with direct deposit into my account. The only thing I would like to see improved is the wellness benefits. It would be great to have a set amount per year that can be used on any wellness services, the exam fee and vaccination benefits don't even cover 1/2 of the out-of-pocket costs while other benefits will never be utilized.
Insurer: Figo
By: EW
It was simple to send in my claim and…
It was simple to send in my claim and my reimbursement should be all set by tomorrow
Insurer: Spot
By: David
Fast service
Spot is very fast with claim processing.
Insurer: Spot
By: Karen T
Avoid Trupanion and similar insurance…
Avoid Trupanion and similar insurance providers. Instead, consider saving the monthly premiums in a high-interest savings account. We regret not doing this ourselves, as we've spent over $15,000 on Trupanion for our three pets, only to find that they didn't cover a recent $3000 procedure due to coinsurance and deductible minimums. My 11-year-old wheaten had several masses removed, each assumed to be a cyst. Despite being part of one procedure, Trupanion treated them as separate issues under their deductible, each with its own coinsurance and deductible prorated across the procedure. Consequently, I was left to cover the entire cost, even though each item was under the deductible threshold. By Trupanion's logic, I should have had 5 separate anesthetic procedures with their own cost structure. If we had saved the amount spent on their policy over time, we would instead have approximately $15,000 in cash in a savings account ($100/mo over 10 years). Pet insurance is a scam built connivingly on the back of your genuine concern for your pet and your own financial risks.
Insurer: Trupanion
By: Bass B
Glad I have insurance.
Im sad to have to use/need the insurance. Quick reimbursement. Easy to submit through the app. But so glad I have it.
Insurer: Spot
By: Liana