154,902+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

235,760 total


Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,319 reviews

4.9
Healthy Paws

10,775 reviews

4.9
Fetch

27,461 reviews

4.9
Pets Best

14,152 reviews

4.9
Trupanion

62,998 reviews

4.8

Category with most reviews

This chart shows the distribution of review categories.

Verified April 08, 2024

Advisor was very helpful and…

Advisor was very helpful and knowledgeable. Sign up was over the phone and very quick and easy.

Insurer: Trupanion

By: Kathy Mashek

April 08, 2024

No hassle wellness benefits

So far, this pet insurance has been great. I've only used it for wellness benefits (thankfully!) and they paid out pretty quickly. The text updates let me know what stage of the process my claim was in. I only deducted a star because I feel like the processing fee on my monthly payment was hidden in the policy jargon; the "taxes and fees included" apparently doesn't include a fee if you pay monthly.

Insurer: Fetch

By: Megan

April 08, 2024

DO NOT get a policy here!!

I purchased a puppy from someone off of Facebook. I purchased the platinum coverage from Spot insurance to also cover well visits. I took my puppy to the Vet and uploaded the Vet's note and itemized bill. Spot insurance gave me the run around and DID NOT pay for shots, anal gland expression because of scooting bottom on the floor and 1 Vetadryl (benedryl) for sneezing, runny nose, and scratching herself. I received an email stating Spot ins was requesting more records and I called Spot ins and informed them that this was the first appointment she has had and was questioned as to why she needed bendryl which was a $1.00 charge, and why her anal gland expression was done for $29.95. Customer service at Spot told me they put a note in about my call and I assumed my puppies visit was going towards my deductible at that time. I received another email requesting previous Vet appointment notes and I called again and customer service informed me that I uploaded everything and Spot ins contacted my Vet and they submitted the same information I did and my claim would be flagged for Spot ins to pay and he could see everything and they did not need anything else. I received another email stating they could not process my claim without additional Vet notes which this was the FIRST Vet appointment. I ended up calling for a third time this morning and got no answers and requested Spot ins cancel my policy. I should be fully refunded for the year because I paid up front. It should not be retroactive because Spot ins put me through hell and back!! It took 3 calls and aggravation to get nowhere with Spot insurance. I wish I would have had this knowledge prior to buying my policy.

Insurer: Spot

By: Cindy N Tim Hammers

April 08, 2024

I am giving a 5 start rating because i…they acted relatively fast in payment

I am giving a 5 start rating because i feel they act in a very timely fashion. But, I feel the site could be more user friendly or once you start a claim you should be able to add to it before it is done being reviewed. I added the initial visit to get it started but then couldn't add the full medical bill until someone reviewed the 1st one. It would be better and easier for the client to be able to add on as they go through the medical issues with their Vet and pet. Also, you are asking for a policy number below. No where on your site could I find it and your bott is useless.

Insurer: Fetch

By: Nancy Bitting Duonnolo

Verified April 08, 2024

My representative on the phone was so…

My representative on the phone was so nice and easily explained the insurance details to me! Thank you!

Insurer: Trupanion

By: Robin

Verified April 08, 2024

Embrace is the best insurance company…

Embrace is the best insurance company for Pets around, we have delt with others but with Embrace I feel we are always being treated fairly and with the best customer service.

Insurer: Embrace

By: Sharon Gares

April 08, 2024

Always there

They were there for all my needs! I’m very happy with my experience from Fetch Pet Insurance!

Insurer: Fetch

By: Sheilah Baxter

April 08, 2024

With the app it makes it so easy to…

With the app it makes it so easy to file your claim and reimbursement is fast. They keep in contact with you through the process, through email and text message. Very user friendly!!

Insurer: Fetch

By: Diane Kay Schumacher

April 08, 2024

My golden retriever went into shock…

My golden retriever went into shock from a ruptured tumor requiring emergency surgery and blood transfusion. Trupanion covered most of the cost and creating a claim was not a hassle. Great service and they came through when it mattered!

Insurer: Trupanion

By: Rahool

April 08, 2024

Submitting claim was so easy!!

They made this so easy to submit a claim! And the reimbursement was quick and went right into my bank account. Love this company!

Insurer: Pets Best

By: Joanne Teik

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