154,902+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

235,840 total


Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,322 reviews

4.9
Healthy Paws

10,778 reviews

4.9
Fetch

27,466 reviews

4.9
Pets Best

14,154 reviews

4.9
Trupanion

62,999 reviews

4.8

Category with most reviews

This chart shows the distribution of review categories.

Verified April 18, 2024

We have a five month old puppy and had…

We have a five month old puppy and had a couple of very big claims. Spot Pet Insurance was unbelievable took care of the situation and reimbursed extremely fast. I highly recommend this to anyone looking for pet insurance.

Insurer: Spot

By: Brian Walkes

April 18, 2024

Our claim was processed quickly and…

Our claim was processed quickly and with great customer service, and we felt good about the amount of the coverage we were provided.

Insurer: Embrace

By: Jonathan Genovese

Verified April 18, 2024

Thank you for the prompt claim…

Thank you for the prompt claim reimbursement!

Insurer: Spot

By: Erin Goldberg

April 18, 2024

RUN FAR

RUN FAR. RUN FAST. READ THE FINE PRINT. This insurance DOESN'T COVER BILATERAL CRUCIATE EVENTS. I missed this in reading all the fine print. My dog blew his first cruciate during the waiting period so the second surgery was not covered. There ARE insurance companies that DO cover cruciate surgeries. Make sure you find one. Also, during the claim my vet sent the records TWICE and the company never received them. I had to upload the paperwork myself. My premium went up without notification. The process of evaluation took too long. Yes, NOT a good investment. I tried to cancel the coverage online and can't find the spot in which to do so.

Insurer: Pets Best

By: Valerie Ann Piltz

Verified April 18, 2024

Super easy to navigate and the claim…

Super easy to navigate and the claim process was fast!

Insurer: Spot

By: Brittany Sears

Verified April 18, 2024

My claim was processed quickly.

My claim was processed quickly.

Insurer: Spot

By: Christina Trammell

Verified April 18, 2024

seizures galore

Over a period of 1 year & 1/2 our cat had multiple seizures and eventually wasted away because he would not eat. The last few weeks of his life were with a feeding tube. Trupanion never questioned the procedures used ,and they were many, and their online payment system made paying simple and trouble free. I had chosen Trupanion specifically because there was no limit to their insurance with a very reasonable premium. Other companies no limit policies cost 3 times as much.

Insurer: Trupanion Canada

Veterinarian: pierrefonds animal hospital

By: Richard

Useful
April 18, 2024

warn others to avoid this horrible company metlife.....

i am living in hell with them....my dog has a pre existing condition so i can not go elsewhere they take 9 to 12 weeks to pay out a claim....but you need to submit it many many times they lose mail...email.... overnight mail..... all the time

Insurer: MetLife

By: john

Useful
April 18, 2024

Don’t buy aspca insurance

At first it was ok. My policy says 80-90% return back. last few claims I’ve received about 40% back they have every excuse mostly they say customary charges. But I’ve been to a few different vets and they say they all charge to much so they can’t pay me. So I reported them through a complaint.

Insurer: ASPCA

By: Carlena

Useful
April 18, 2024

Metlife for Pets insurance is absolutely useless,bordering on criminal.

Metlife for Pets insurance is absolute garbage,they are a bunch of inept operators and fraudulent insurers.We have had Pet Insurance for our pets for several years and recently we were misled into switching to them,worst mistake ever! Every single claim we have made to Metlife for Pets was automatically denied,they setup dozens of troublesome and time consuming knots and loops.Even on a claim for $150!!! We are exhausted and very aggravated with the whole experience of dealing with them,my wife was on the phone for 5 hours on one instance,made dozens of calls and e-mails,they throw you in a laberinth of dead ends and never ending freefalls,call center staff seem mentally challenged and uneducated,they demand Veterinarian notes,and records since my pets were born,they lose Veterinarian files and reports,erroneously assign wrong claimants,asking for uninvolved pet’s health records.Basically they over promise and under deliver their benefits,overstate the ease of filing claims( these guys are worse than the IRS).We are disgusted and dissatisfied with everything about them,fortunately we terminated our policies after a few months after we initiated them,we are going back to our prior insurer.

Insurer: MetLife

By: Victor Andreuzzi

Compare top pet insurance providers plans.