208,919+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 208,919 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our reviews make it easy to compare top insurance providers and find the perfect coverage for your pets.

208,919 total


Most selected providers in "February, 2026"

This chart shows the distribution of the most selected pet insurance providers in February, 2026.

Providers with highest rating

Adoro

2 reviews

5.0
Embrace

19,717 reviews

4.9
Healthy Paws

10,988 reviews

4.9
Fetch

5,238 reviews

4.9
Trupanion

55,032 reviews

4.9

Category with most reviews

This chart shows the distribution of review categories.

Verified January 06, 2026

Recent Claim Submission Experience

well, thus far, I've been successfully able to submit a claim via email, a big thing for this "technephobe". MetLife Pet processed my claim, and provided my "refund" (or whatever its term) in a timely manner! Thank you for that!

Insurer: MetLife

By: Leslie K.

Verified January 06, 2026

Everything went great and got my refund…

Everything went great and got my refund thanks again Fetch

Insurer: Fetch

By: JAMES REIDENBACH

January 06, 2026

Fair

Originally I have problem with my claim. After talking with them, it turned out to be a miscommunication and the claim was settled. Fair people, willing to listen. Recommend

Insurer: Embrace

By: Ronald Smith

Verified January 06, 2026

Fair and expeditious processing

Fair and expeditious processing of claims.

Insurer: Spot

By: Angela

Verified January 06, 2026

great

great stuff man

Insurer: MetLife

By: Mia Nazaroff

Verified January 06, 2026

Trupanion has been great!

Trupanion responds quickly, easy to work with and has been very helpful. Also, always kind when I call in. Thank you!

Insurer: Trupanion

By: Cindy

Verified January 06, 2026

Great experience with the sign-up…

Great experience with the sign-up process. Stay tuned for another review once approved and go to our first vet appointment.

Insurer: Nationwide

By: Leah

Verified January 06, 2026

Seamless with limited steps and very…

Seamless with limited steps and very clear.

Insurer: MetLife

By: Elizabeth Friedman

January 06, 2026

Price Gouging!

When I started with Healthy Paw ten years ago, the were owned by a different company. Each year my increases were reasonable. When they were acquired by Chubb, I started seeing jumps of 50% or more annually. This year they sent me a notice that my rates were increasing by 150% from $105/month to $257/month. I am gobsmacked by this increase. They sent a long letter trying to justify why they had to up my rate and it was all corporate BS. The problem with changing insurance companies is that no new company will cover pre-existing conditions. So, they kind have you by the balls if you have a pet with a chronic condition. Chubb has no conscience when it comes to exploiting this aspect of pet insurance, knowing that you will probably suck it up and pay the exorbitant increase because of a pre-existing or chronic condition. Not this year. The 150% increase in premium rates is cost prohibitive for me. I did some research and found that there are plenty of insurers out there with the same coverage for far less. The average I found was about $125/month. Don't get stuck with Healthy Paws. They lure you in with a competitive rate and then increase the premiums every year at an excessive percentage. Shop around before getting stuck with them.

Insurer: Healthy Paws

By: Claire

Useful
Verified January 06, 2026

I love Pumpkin

I love Pumpkin, I am a big fan because they have helped me so much with my dogs care. The rate is reasonable and claims are paid quickly. I would recommend to my family and friends.

Insurer: Pumpkin

By: Dominique

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