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Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.
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Beware 40% in fee increase year 2!!!
Increased my pet insurance on healthy 4 year old dog 40%!!! Absurd!!! Inflation is NOT 40%
Insurer: MetLife
By: RCA
Great service and reimbursement times!
Always very helpful, and received my payments promptly.
Insurer: Spot
By: Katrina Regan
My pet went to the emergency vet with…
My pet went to the emergency vet with pneumonia and a stay overnight. Bill was several pages with diagnosis, etc and within two days of submitting, I received 80% of my bill back. Any future vet visits for his pneumonia are covered, too.
Insurer: Embrace
By: joyce
Glad I chose Spot
Fast and easy to process claims
Insurer: Spot
By: Paul Sweeney
Josh
Josh, my advisor, was very polite and informative. He answered all of my “millions” of questions with helpful answers & extra tips. I did not feel like he was trying to sell me a policy. He was not pushy and was very patient. I felt good about making my decision. .
Insurer: Fetch Canada
By: Candace
I am very happy I went with Spot Pet…
I am very happy I went with Spot Pet Insurance! They are timely in processing the claims and have honored the terms of the agreement 100%. They reimburse as they say they will, and the customer service is phenomenal. Great company.
Insurer: Spot
By: Andrea Hayes
I am very satisfied with Spot Pet…
I am very satisfied with Spot Pet Insurance. I put my claim in and it was processed and finalized within 3 days.
Insurer: Spot
By: Ena Summerhill
So far so good
So far so good, we shall see what they cover in the future.
Insurer: Fetch
By: Stacey Glemser
New policy questions
My questions were answered satisfactorily
Insurer: Fetch
By: Venita
A++ service
Spot insurance has been so helpful with vet appointments and so fast at reimbursements!
Insurer: Spot
By: darcie cobb