154,902+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

236,139 total


Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,332 reviews

4.9
Healthy Paws

10,797 reviews

4.9
Fetch

27,491 reviews

4.9
Pets Best

14,162 reviews

4.9
Trupanion

63,007 reviews

4.8

Category with most reviews

This chart shows the distribution of review categories.

Verified May 26, 2024

fast turn around on reimbursement but…

fast turn around on reimbursement but missed part of the claim & had to call to refile

Insurer: Spot

By: Lucretia Germick

May 26, 2024

Was very skeptical of purchasing pet…

Was very skeptical of purchasing pet insurance but once I did with Fetch everything was an easy process!!! I’m very satisfied

Insurer: Fetch

By: Tish

Verified May 26, 2024

Having the insurance is comforting

I haven't needed to use the insurance yet. Just knowing that Minnie Mouse and Elwood are covered in case something does happen is comforting.

Insurer: Figo

By: customer

Verified May 26, 2024

Easy fast and accurate

Easy fast and accurate

Insurer: Spot

By: Ingrid Quinones

Verified May 26, 2024

Super fast claim response

Super fast claim response. Wish they offered more benefits for wellness programs

Insurer: Figo

By: Seth Friedman

Verified May 26, 2024

Filing a claim

The people I talked to were nice … however, it took three times for them to download the information they needed to make a decision. They were not downloading the PDF attached to the email sent to them. They only looked at the email. It was frustrating. Once they did download the PDF, everything g went well after it.

Insurer: Embrace

By: May Jacobs

May 26, 2024

Quick and easy

Claim submitted easily and payment was prompt

Insurer: Pets Best

By: Linda

May 26, 2024

Takes MONTHS to get a claim back but…

Takes MONTHS to get a claim back but $180 for two dogs all of my visits go to deductible. Im paying cash plus $180 every visit. It doesn’t make sense to have this anymore. “Oh what about an accident!?” Wont be covered until you hit the deductible. Even though im submitting $300-$900 vet visits every time. Nope. Deductible. Save yourself time and money. Get a different insurance.

Insurer: Pets Best

By: lrt

Verified May 26, 2024

claim process was simple and…

claim process was simple and reimbursement was fast

Insurer: Spot

By: Han Vu

May 26, 2024

Not worth the paper it’s written on.

Fetch is both a terrible service and terrible business. After 10 years of paying insurance (from 8week old puppy) so as not to incur any “pre-existing condition” exclusions the premiums of fetch have jumped exponentially every year but this year almost 300%. its extortion. Take the premiums during good times but abandon and extort loyal customers when they need you most.

Insurer: Fetch

By: William Charnock

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