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We have Had pets our whole life. Never had pet insurance and never needed it. For some reason I felt led to buy it 3 yrs ago for our two always healthy Eskies When our 8 yr old Eskie lost half his body weight for unknown reason we took him to IMS specialist at WSU Vet Clinic for testing to learn he wasn't processing the protein he was eating, He spent 8 days in their emergency hospital clinic at $600 night just for his stay at the hospital. Because we had pet insurance we weren't forced to make an unwanted decision and were able to have the clinic provide any testing and care needed to help save our dogs life knowing 90% of our bill would be reimbursed to us, 4 months later with weekly B12 shots, a few other meds, limited ingredient novel protein diet and bi-weekly blood work to see if his abulmin level in his blood was increasing. Kodi is doing well. Pets Best has been such a blessing to us as they will continue to pay any bills related to his PLE problem for the remainder of his insurance year without any more deductibles..Their app is easy to submit a claim and a couple weeks later our reimbursement is deposited in our bank account. Their customer service agents are friendly, caring and knowledgable. I highly recommend them for your pet! My only small complaint is reimbursement can seem slow but is really only about 3+ weeks. Its comforting knowing we can provide our dogs with the care they need if any illness or accident occurs. Thank you Pets Best for saving our dogs life along with Dr. Kim our IMS specialist at WSU and our wonderful reg Vet Dr. Julie Young. Karen

I made my claim and after a few weeks I stared getting email stating that they were very busy, running behind, and that they were attempting to contact my Vet. The next email said that they tried to get a hold of my Vet but they were not responding, if they did not respond my claim would be denied. I called my Vet and they said no one from any insurance had attempted to pull information from my file, that if they had they would most certainly give it. The next email from Pets Best said my claim was completely denied, that the Vet never responded. They never once asked for my assistance, called me, or talked to me. Pets Best did not respond to any of my email. My cats issue was an emergency visit, he was very ill because his back teeth became infected. All the visits, meds, x-rays, and surgery added up to several thousand dollars. I was not expecting much, but to be flat out denied for all of it when my cats life was in peril with a choice of let him suffer or do all that I could really hurt financially. To not get any assistance from a policy that cost quite a bit really disappoints me. The should not call themselves Pets Best, they are greedy crooks.

Though I'm not one of the thousands of customers dropped by nationwide, my rate went up$1200/yr to $3600/yr and my coverage dropped from 70% to 50%. I have the policy 8 years since my dog was a puppy. Not real happy.

I have two dogs – an older dog and a six month old. I don’t know that I would’ve gotten a puppy without having had such a wonderful experience with ASPCA. I have used other pet insurance with previous fur kids . ASPCA is the best. It’s seamless. Their coverage policy is clear. I recommend them to everyone. I am recommending them to you.

I decided to get pet insurance after experiencing high vet bills when my oldest cat had kidney failure. Since getting this policy, Nationwide has rejected every single one of my claims because a vet 5 years ago added a visit note that my cat's nose was wet. Even when I escalated this issue, noting that my cat had never had asthma attacks before this year, Nationwide rejected my claims. Now, I've spent $286 paying for a policy and $800 paying for vet visits, lung x-rays, and medication. I do not recommend this insurance unless your pet has literally never seen a vet.

We had to take our fur baby Lucy to the emergency vet for a puncture on her left paw. Luckily she's doing well and no long term issues just lot's of stitches. Christina @ Lemonade assisted with the claim we submitted and she was very efficient, friendly and quickly processed the claim

We only adopt rescues. And although we humans got rid of pre-existing conditions in our healthcare, they still plague pet healthcare. When we got Minerva, we had to bring her to the vet during the 14-day waiting period because she had immanent medical issues. What do these insurers expect us to do, not give them life-saving care? At the time I expected Pets Best to not pay for that visit, since it was in the waiting period. What I did not anticipate is that they would nearly every claim we made after the 14-day waiting period by trying to find even the most specious connections back to that initial visit. Surgeries, medications, office visits, we've ended up with thousands of dollars of medical bills for procedures that we understood to be totally unrelated but that became "pre-existing conditions" as a result of that first visit. Here's an example of Pets Best malicious abuse of this policy: We had Minerva checked for a UTI because she wasn't always peeing in the litter box. The UTI came back clear, so we tried placing a litter box in the area she was peeing. Turned out that cleared the issue - she just had specific places in her new house she wanted to pee. Pets Best didn't pay for the UTI because it was during the waiting period. Fine. But then, four months later, we brought her in for a newly developed anxiety issue. We had gotten a third cat, and Minerva developed a significant anxiety disorder in response. Our vet put her on Prozac. And when we filed the claim with Pets Best, they denied it. Why? Because it was treating a "behavioral condition," and Minerva has a pre-existing history of "behavioral conditions" because she at one time peed outside of the litter box. No relation whatsoever to the events, no shared symptoms, and no common treatment pattern. When I spoke to a Pets Best representative, they said they are entitled to deny ALL behavioral treatments going forward because we brought her in for that UTI test and it WASN'T a UTI. For the record, we've been with Pets Best since 2015. Used to have nothing but high regard for them. But after 9 years, it's clear that they no longer care about us as customers or the welfare of animals, only manipulating their "pre-existing condition" policy to protect their bottom line. I strongly recommend everyone to avoid using this insurer. Find someone else.

We signed our Goldendoodle, Emerson, up for Healthy Paws Insurance when we brought him home as a puppy four years ago, and we are beyond happy that we did. When he was about 2.5 years old, Emerson suffered severe acute gastrointestinal distress and was subsequently diagnosed with irritable bowel disease (IBD). This has resulted in multiple hospitalizations as well as expensive diagnostic procedures, which have collectively cost in excess of $20K. The Healthy Paws team has stood by Emerson the entire time, covering virtually all expenses (aside from our deductible). This has allowed us to give our boy the care and love he needs without any worry about the financial consequences of his illness. Moreover, all claims (including very large ones) have been processed in a matter of days. We're very grateful for the team at Healthy Paws and cannot recommend them enough!

I just purchased Lemonade for my two standard poodle puppies. This was done at the recommendation of my "emergency" vet, Dr. Abolnik @ MY PETS VETERINARY URGENT CARE & WELLNESS clinic in Kirkland, Washington, who said Lemonade is a great insurance company...and Yep, he was right!

We had a fantastic experience with Healthy Paws. Piggy became suddenly paralyzed and needed emergency spinal surgery. This was very stressful and expensive. We submitted our invoice from the hospital and were reimbursed within 2-3 days. Healthy Paws helped turn a horrible incident into a less stressful one with their quick processing time. We would definitely recommend them!!