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Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

235,469 total


Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,316 reviews

4.9
Healthy Paws

10,759 reviews

4.9
Fetch

27,438 reviews

4.9
Pets Best

14,143 reviews

4.9
Trupanion

62,975 reviews

4.8

Category with most reviews

This chart shows the distribution of review categories.

Verified December 04, 2025

I like having the insurance for my…

I like having the insurance for my family member but I dont understand why when I submit a claim I receive an email from the claims department that my claim is missing something. I am only told my paperwork is missing something and incomplete. After I reply asking for clarification and pointing out that I included the invoice from the Vet I then receive another email a couple of days later approving my claim but not telling why I received the initial email. Otherwise the process is easy.

Insurer: Spot

By: Keith Pasquinzo

Verified December 04, 2025

great experience

great experience

Insurer: MetLife

By: Michael SHOEMAKE

Verified December 04, 2025

Metlife is always present on my dog's…

Metlife is always present on my dog's life. I really appreciate all the support and been there when needed. Specially with the reimbursements. They always do what is expected from them! Recommend without any question.

Insurer: MetLife

By: Caio

December 04, 2025

Great company but slow payments

As far as the price goes, it's comparable with other companies for similar deals. Dealing with the staff was great, submitting claims is easy but getting the claims approved and receiving the payment is extremely slow. You will get the EOB and still take a week to receive the direct deposit.

Insurer: Pets Best

By: Toby Curise

Verified December 04, 2025

Easy to pick a plan that works and is…

Easy to pick a plan that works and is affordable

Insurer: Prudent Pet

By: Tye Wilke

Verified December 04, 2025

they make it easy

MetLife makes it really easy to submit claim paperwork, and every time I have had to call, the folks at their offices are super kind and very helpful.

Insurer: MetLife

By: Bree

Verified December 04, 2025

I recently submitted a claim for my dog…

I recently submitted a claim for my dog Harald. I appreciate the very good communication regarding submitting the very correct paperwork. I received information regarding the payout, deductible & co-pay for meds. However, this amount does not total the 80% of the invoice I was expecting. I accept this, but would like to review a detailed breakdown of the payout. I’m grateful for the insurance, but believe there should be more transparency.

Insurer: Fetch

By: Joan

Verified December 04, 2025

Quick Processing of Claim

Trupanion handled our claim and reimbursement very quickly and the explanation of benefits was easy to understand. Thank you.

Insurer: Trupanion

By: Pamela

Verified December 04, 2025

It works as advertised

It works as advertised. There are some potential points of annoyance (i.e. “previous balance” won’t be covered even if it’s part of the same procedure/invoice being subitted) so you need to make sure you understand the rules. But overall, I’ve been satisfied with the service. Worth noting is that it’s also fairly expensive so it’s entirely possible for the cost over time to be more than the rebates issued.

Insurer: Spot

By: Benjamin Hester

Verified December 04, 2025

PROMPT AND TIMELY

PROMPT AND TIMELY

Insurer: MetLife

By: customer

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