154,902+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

236,046 total


Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,329 reviews

4.9
Healthy Paws

10,791 reviews

4.9
Fetch

27,484 reviews

4.9
Pets Best

14,162 reviews

4.9
Trupanion

63,005 reviews

4.8

Category with most reviews

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Verified June 17, 2024

I have always had great experiences…

I have always had great experiences with Spot pet insurance. My dog was recently sick and I sent my claims. I was reimbursed quickly and the money was directly deposited into my account. It really helps take a lot of the stress off when your dog is sick and you have pet insurance I highly recommend this company as they have always been dependable.

Insurer: Spot

By: Michelle Dragotta

Verified June 17, 2024

Great service.

Uploading documents to get reimbursed is simple. Turnaround time is usually about 10 to 15 days so fairly quick. Been a blessing to have this insurance with my diabetic yorkiepoo.

Insurer: Fetch

By: Tony

Verified June 16, 2024

I work in the animal field and I always…

I work in the animal field and I always recommend Spot! Easy to submit and fast to receive a response. So happy with spot.

Insurer: Spot

By: Patty MENDEZ

Verified June 16, 2024

Quick and easy wellness claim

Quick and easy wellness claim. Happy dog with a clean and healthy smile. 😊 Wonderful company.

Insurer: Fetch

By: Tara

Verified June 16, 2024

The claims process is so easy.

The claims process is so easy and I love that payments are direct deposited into my account. I have not had to contact customer service for a long time but when I did they were friendly and efficient.

Insurer: Fetch

By: Angie

Verified June 16, 2024

I can't think of anything to complain…

I can't think of anything to complain about. I will update this review in the future if that changes. I found Embrace pet insurance while I was researching what types of coverage options my kitten would have before I got her from the breeder. Unfortunately, she got pinkeye from her mother and had to go to the vet. Due to their policies, Embrace sees it as a pre-existing condition so they won't cover it until 2025 for me. Luckily, I got some OTC Terramycin for it. Otherwise, Embrace pretty much covers all else. I get 90% reimbursement on her accident coverage and I got the maximum amount on her Wellness coverage (she was ~3 months when I got her so I had to think of vaccines, spaying, etc). My reimbursements have never been late. Customer service takes a little while to get ahold of. The 24/7 TeleVet service is nice (only available on the web).

Insurer: Embrace

By: De

Verified June 16, 2024

Customer Care is so passionate and…

Customer Care is so passionate and always looked at ways to help. My cat had a surgery. I just had to submit my cat’s medical history and receipts. Claim process is so simple and I was reimbursed in couple of days without any hassle. I strongly recommend Spot pet insurance.

Insurer: Spot

By: Kasyapa

Verified June 16, 2024

Easy to navigate

Easy to navigate. Quick response time

Insurer: Fetch

By: Nancy

June 16, 2024

Easy Claims, Excellent Coverage

Lemonade offered competitive rates for our 5 yr old Golden, so I figured it was worth switching from a previous provider and giving them a try. So far, coverage has been great, claims are very easy via the app, and service is excellent overall.

Insurer: Lemonade

By: CC

Useful
Verified June 16, 2024

Don't hesitate, Spot is the best!

This is my first time having coverage for my pets and I'll be honest I was a little skeptical. Ive heard mixed things from other pet owners about insurance and I was worried I was just wasting my money. But spot has gone above and beyond. They cover everything they say they do and provide quick reimbursement without any hassle. On top of that their staff are very kind and helpful. We recently had to put one of our pups down after they consumed a toxic mushroom, it was very hard on our whole family. When I called to cancel her coverage and they offered their condolences and confirmed our claim would still go through. Then the next day they called to check in and see how my family and I are doing. They asked how our other pup is coping and said if we needed anything to give them a call. I've never had that kind of service from my health insurance. Spot is truly the best company, thank you for all you do.

Insurer: Spot

By: Shannon Shakespeare

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