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Spot loves your premiums, hates your claims.
I have been paying into Spot Pet Insurance (Accident & Wellness coverage) since September 2023, and between March and June, I had to submit 3 claims. The first time they were denied because they needed all of my dog's medical records from his vets, which I had to spend a ton of time coordinated. And all the claims were resubmitted after receipt and denied again because they are "pre-existing conditions" prior to the September 2023 effective date event though his first vet visit was in March 2024. It's like they are looking for reasons not to honor my claims.
Insurer: Spot
By: Donna
Highly recommend!
I’ve had Healthy Paws for the past 4 years and they have been so great! My pup has been through so many accidents (TPLO surgery included) and healthy paws has been able to cover the expenses. Their claims process is so simple to use and they have such a quick turn around time. I’ve never had any issues when submitting a claim and they are very prompt whenever I’ve reached out with questions. I’m always recommending them to any pet parent I come across.
Insurer: Healthy Paws
By: Bea
Our claim was handled quickly and we…
Our claim was handled quickly and we were reimbursed very soon after.
Insurer: Spot
By: Annie Kalet
They don’t cover ANYTHING
They don’t cover ANYTHING. If your pet is over 4 years old they find any reason not to cover anything. According to Cornell university all pets over 4 yrs old have gingivitis, but if that is found in the pre-dental bloodwork then nothing dental is covered. My dr noted a limp in my cat, for the first time, and wanted x-rays but they decided a limp was preexisting since there was no new accident and would not cover any diagnostics. Basically all they covered was vaccines and the office visit, which didn’t even cover the premium plus the extra gold coverage cost. If you have a new pet that is young, maybe this works but after 4 years, it’s mostly useless. I have 3 indoor cats that only get seen about once a year but I thought since they are getting older I would get insurance on them but it’s useless.
Insurer: Spot
By: Leah Waller
I would never recommend this company to…
I would never recommend this company to any of our puppies we send out!! They have numerous bad review increases cost yearly. Please look into other companies before choosing these as they have a lot of negative reviews and are famous for not covering cost like they state they will! We also are no longer associating our kennel with them.
Insurer: Trupanion
By: Kimberly Seiler
I got insurance because I thought it…
I got insurance because I thought it would help protect my adopted rescue dog. Instead, they are using some observations, not actual diagnosis to try and make a bunch of things preexisting. As my first claim experience, I regret choosing Embrace. My dog did not have any symptoms that warrant preexisting in the waiting period and this is unfair.
Insurer: Embrace
By: Lisa Flores
I am so glad that I went with ASPCA
I am so glad that I went with ASPCA. Claims are processed quickly and easy. Coverage is great!
Insurer: ASPCA
By: Amanda Goelz
Fetch Pet Insurance covers EVERYTHING!!!
Fetch Pet Insurance covers EVERYTHING I NEED! I'm so pleased I enrolled with them! They cover things that other insurances don't! Even without taking their Wellness program! Their agent Amanda is AWESOME! She explained everything I needed to know, plus we had a beautiful conversation! I know Casey and I are going to grateful for getting Fetch Insurance! Cheryl D Collins & Casey
Insurer: Fetch
By: Cheryl Collins
Filing a claim was quick and easy
Filing a claim was quick and easy, which is nice when you’re busy! So far, we are happy with Figo insurance.
Insurer: Figo
By: Christina
Customer service at Fetch Pet Insurance…
Customer service at Fetch Pet Insurance is fantastic! The claim process is straightforward and easy to manage through their app. Overall, I'm extremely satisfied with Fetch Pet Insurance. I highly recommend that family, friends, and everyone else consider getting insurance through Fetch.
Insurer: Fetch
By: SPH