154,902+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

236,046 total


Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,329 reviews

4.9
Healthy Paws

10,791 reviews

4.9
Fetch

27,484 reviews

4.9
Pets Best

14,162 reviews

4.9
Trupanion

63,005 reviews

4.8

Category with most reviews

This chart shows the distribution of review categories.

June 22, 2024

Fetch is super easy to use!

My senior dog was diagnosed with dental disease and required surgery to have multiple teeth extracted. I was able to easily submit my receipts and records and was reimbursed the allotted amount very soon after. Fetch provided me with text and e-mail updates throughout the process and it was such a relief to know that much of his procedure was covered!

Insurer: Fetch

By: Shawna

Verified June 22, 2024

Paid my claim with in a week

Paid my claim with in a week. Easy online claim

Insurer: Spot

By: Debra

June 22, 2024

The service here is amazing i have 2…

The service here is amazing i have 2 fur babies and ive had Embrace insurance to cover them both. We got a new Fur Baby last year in June and without insurance there is no way we could of covered the cost the fur baby had ear infections and the cost of that and just the requirement for her to get all her shots was costly but thanks to Embrace it was all covered, Just the wellness alone it’s worth it and more. We are spoiled Kaiya & Kayla have Grooming’s every month then I get back the money I paid, its like Embrace is paying me regardless i love embrace,and the employees are outstanding they are personal and knowledgeable and willing to help whenever. Thanks Embrace the Jones family love you❤️❤️

Insurer: Embrace

By: Diana Jones

Verified June 22, 2024

Excellent!

Excellent!

Insurer: Spot

By: Yazmin Rodriguez

Verified June 22, 2024

Easy to use , good value and peace of mind

Similarly priced But easy to use app And used to for regular pet maintenance and getting $$ back already !

Insurer: Spot

By: Jennifer Bodolus

Verified June 22, 2024

Expedient and efficient processing of…

Expedient and efficient processing of claims.

Insurer: Fetch

By: Carol

Verified June 22, 2024

Great pet insurance

Spot responded my claim quickly. The app is user friendly and effective. Loving the experience so far.

Insurer: Spot

By: Keissa Hernandez

Verified June 22, 2024

Great Service

We had to take our lab to the emergency vet and to say the least it wasn’t cheap but once I submitted my claim to Embrace, it was processed expeditiously. We had our reimbursement in our account in no time. Thank you Embrace!

Insurer: Embrace

By: Satisfied Customer

Verified June 22, 2024

Very easy to submit claims and very…

Very easy to submit claims and very quick response! I’m very impressed with Spot!

Insurer: Spot

By: Kathy Ashman

June 22, 2024

Recommend avoiding this company

Hands down, one of the worst decisions I made was going with this company for my pet insurance. I’ve had to follow up on multiples claims that were denied incorrectly (they corrected two of them), and have been trying to get in touch with them via email on two of the still outstanding claims that I’m contesting (although show “closed” on their end) for over 3 weeks now with no response. One of those we may have a real difference of opinion on what constitutes a pre-existing condition according to my vet and theirs. The other is a wellness claim for a dental cleaning, overlooked because they denied the extractions. I am having to put in tremendous effort to get claims reviewed properly. And laughable that they out in one of their emails to “trust they had experts look and are correct in their decision” when they reversed their decision on two other claims. My trust is indeed, low. I may stay with Fetch for my 11 year old dog - I’ve been incredibly lucky and she’s only started having a couple of claims since I started the insurance 9 years ago and since I added the wellness plan (although I may cancel that part, I’m not sure it pays off), but plan to switch for my kitten and will never use this insurance again for any new pet coming into my family. Now I’m off to go resubmit the dental cleaning claim since I can’t get anyone to respond to my emails.

Insurer: Fetch

By: Nicole Howland

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