154,902+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

235,974 total


Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,325 reviews

4.9
Healthy Paws

10,787 reviews

4.9
Fetch

27,479 reviews

4.9
Pets Best

14,161 reviews

4.9
Trupanion

63,005 reviews

4.8

Category with most reviews

This chart shows the distribution of review categories.

Verified July 14, 2024

Claim was processed in stated time…

Claim was processed in stated time frame even with a holiday.

Insurer: Fetch

By: MONICA HALL

July 14, 2024

HealthyPaws saved the day!

Our corgi had to have emergency surgery only three short months after we adopted her. The initial estimate was $10,000; the final bill was $7,888. Thankfully, I had signed her up with HealthyPaws as soon as we got her. It was fast and simple to file the claim (send them the invoice and the medical records). HealthyPaws paid immediately after providing the required information. They even sent a follow-up email asking how she was doing. Without HealthyPaws we would have been facing a choice no parent should have to make. With the exorbitant cost of veterinary bills, you really must have insurance if only for peace of mind, and hopefully you will never have to use it. We highly recommend HealthyPaws enough!

Insurer: Healthy Paws

By: TRACY

Useful
Verified July 14, 2024

Best Pet insurance

Embrace handles my claims with a fast turnaround. I haven’t had any issues with this company. The app makes everything easy to upload and also view your status and benefits. They have saved me so much money especially since the puppy stage is the most expensive. I just want to say thank you

Insurer: Embrace

By: Ashley Cornelius

Verified July 14, 2024

Rebecca was amazing

Rebecca was amazing answering all my questions and explaining about pet insurance.

Insurer: Prudent Pet

By: Wendy Zinno

Verified July 14, 2024

Normal lab becomes reason for exclusion

They determined my cat had hyperthyroidism as a preexisting condition even though her lab value at start of coverage was, according to the vet, "well within the normal reference range," and my cat had no signs of hyperthyroidism. And due to the hyperthyroidism exclusion, they would also cover absolutely no health issues related to blood pressure, heart, or kidneys. So really very little point in paying them to cover next to nothing. And who knows what normal lab value they may decide was actually a sign of a preexisting condition once a diagnosis occurs.

Insurer: Embrace

By: customer

July 14, 2024

No sour lemons here

Despite the weird name, my experience with lemonade insurance was painless. Response was rapid, and the reimbursement fair and timely Jane S

Insurer: Lemonade

Veterinarian: Dumont Animal Hospital

By: jane

Useful
July 14, 2024

Love this insurance

Very easy to use. Customer service was very helpful with the ONLY 1 time I needed to speak with someone. Thanks Met!

Insurer: MetLife

Veterinarian: Augusta pet clinic

By: Glynis

Useful
Verified July 14, 2024

Just filed first claim

I've had Embrace for a few years now, and I filed my first claim last week. The process was super easy. I uploaded the bill, and I had the money in my bank within 24 hours.

Insurer: Embrace

By: Dale Blasingame

July 14, 2024

Way too expensive!!!! No necessary items covered!!!

Answer to your “copy & paste response you send out to everyone: Let’s stick to the truth!! No, your prices are nit the best you can do. best. You know the prices are ridiculous. No your redeemable expenses are a fraction of what they should be. Stating you use each states “standards” for redeeming cost is an insult to every pet owner & their pet. You’re a business & you’re in this line to make as much money as you can. Way too expensive. This plan doesn’t even cover basics like vet office exam fees or neutering. Deductible is also ridiculous. Even if there was a pet surgery, this plan isn’t worth it since it only covers a low % of what they deem acceptable costs. REALLY?!? AGAIN. RIDICULOUS! I’d rather just set aside $50 a month in a savings account & then pay for my pets visits.

Insurer: Healthy Paws

By: Elizabeth Upton

Verified July 14, 2024

Dependable insurance

Every pet owner should have insurance for the on foreseen expenses.

Insurer: Fetch Canada

By: Vjcommisso

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