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I wouldn't recommend Embrace Pet…
I wouldn't recommend Embrace Pet Insurance to my worst enemy. They go out of their way to find reasons to not pay a claim. You purchase this policy thinking that your pet/pets are covered, and then the second you submit a claim they find all sorts of reasons why it should be denied, their most notable being "pre-existing conditions." Case in point: they wanted proof that my kitten didn't have a pre-existing dental condition at age 5 months. Kittens lose their milk teeth at this stage, so they are already growing in new teeth. What vet is going to say, "No, no signs of dental issues..." when the teeth are growing in? None. But that's the kind of thing Embrace loves to do: invent reasons do deny coverage. They LOVE paperwork, but only if it's in the format they want, otherwise they deny it. If your vet gives you a print out and Embrace doesn't think that's appropriate, they will refuse the claim. You adopted a pet from a shelter? Well you better have a full printout of every day of the animal's life or else Embrace will deny coverage (always a pre-existing illness). No one deserves to be put through this when their pet is ill. NO ONE. AVOID EMBRACE AT ALL COSTS.
Insurer: Embrace
By: JD
Affordable insurance with great service
I had 2 cats 1for 16 yrs and 1 for 20. They both had a pet insurance plan until they passed, but the plan I have my 1 year old on now far surpasses the one I previously had. The healthy paws plan is amazing. I had to take my little fur baby to an emergency vet a few nights ago because she ingested something she shouldn’t have. I received the bill and when we got home and settled her, I started a claim. 90 percent back within less than 48 hours via direct deposit. I was shocked how quick and efficient this was. I used to wait at least 2 weeks to be reimbursed by the old plan I had. The 90 percent reimbursement is super great and I even received an email to see how our girl was feeling. I totally didn’t expect that at all. They even responded to my email. This plan is the best!!!! The people are courteous, caring and available. Excellent company to insure your pets with!!!
Insurer: Healthy Paws
By: robin boyajian
Claims
The easy claim submission and the quick reimbursement process was exceptional.
Insurer: Spot
By: Angela Butler
Fast
It’s the most user friendly way to submit claims plus they are fast!
Insurer: Spot
By: Angela Woodward
Quick and Easy Claim Process and Reimbursement
The process for submitting a claim was so easy and the reimbursement showed up in my bank account in days! Very quick, easy, and hassle-free!
Insurer: Spot
By: Katie Wagner
I have had a couple cats insured with…
I have had a couple cats insured with Embrace insurance. I have been very happy with the outcome of my experiences. My most recent cat did not have any pre-existing conditions but in June I noticed that she was losing weight and not eating very much. I took her to the vet and the vet ran many tests over the next month and we still couldn't find out exactly what was making her lose weight but suspected it may be pancreatitis. We finally had to let her go on July 1st. The bills were over $4,000 and Embrace paid a Little over $3,800. I will not ensure any of my pets except with Embrace insurance.
Insurer: Embrace
By: Nola
Best Representative I've ever had the pleasure dealing with
The representative was extremely friendly. Very easy to talk to you. I got all my answers To all my questions. She was extremely relatable, and I would do business with her again.Anytime
Insurer: Prudent Pet
By: Rebecca Martinson
Highly recommend Spot ….
Whenever I call Spot Pet Insurance with any questions or concerns I am always greeted by a professional agent who is able to answer and assist. The claims I have submitted are processed quickly. I have peace of mind knowing that I can get medical help for my fur baby and I won’t have to go in debt. I highly recommend parents of puppies to get pet insurance because those little rascals love to eat everything they shouldn’t.
Insurer: Spot
By: Jeanmarie Gregg
Took a while but good reimbursement
The reimbursement was higher than I thought it would be but the process took a very long time.
Insurer: Embrace
By: Xiomara Fernandez
I had not filed a claim in quite a while
I had not filed a claim in quite a while, and their procedures had changed...for the better. I called and asked a BUNCH of questions. I was treated with courtesy and respect, and the CS representative not only answered all my questions, but provided answers to a few I hadn't thought of. I've been able to easily submit my claim online with no issues.
Insurer: Embrace
By: Joe C