154,902+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

236,135 total


Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,332 reviews

4.9
Healthy Paws

10,797 reviews

4.9
Fetch

27,491 reviews

4.9
Pets Best

14,162 reviews

4.9
Trupanion

63,007 reviews

4.8

Category with most reviews

This chart shows the distribution of review categories.

July 22, 2024

Employer-sponsored plan is well worth it

We have an employer-sponsored plan which Nationwide calls "My Pet Protection". This review only speaks to that plan and not Modular, Major Medical, or Whole Pet. Let's get the negative out of the way. In the 4+ years we have had the plan, the premiums have more than increased significantly from the high-$30s/mo to about $120/mo, which is still surprisingly well-priced for the benefits ($7500 yearly max coverage and 90% reimbursement). Claims are handled quickly once submitted via their portal and Nationwide has been good about quite a few claims we have submitted months later. As our pup got up in age, she developed cancerous tumors that were removed, but then required recurring oncology visits and chemotherapy. Nationwide covered and reimbursed at 90% including the chemo. I definitely recommend Nationwide if your employer partners and sponsors their vet insurance. I'm not sure at this time if the "My Pet Protection" plan still reimburses at 90%, but it has been journey to go through cancer/chemo with our pup, but a relief to have this particular pet insurance plan through Nationwide.

Insurer: Nationwide

By: Steve Z

July 22, 2024

What an absolute waste of money

What an absolute waste of money. I've been with them since 2022 and so far, between their annual deductible requirment and what they eventually pay out... It's just not worth the time or expense. Better off just putting away ~$100/month into a 'self-pet-insurance' savings account making todays rate of ~6%. This will pay out WAY better than ASPCA or any pet insurance unless your pet has some kind of debilitating illness... Then maybe but the jury is still out on that one as well based on my experience so far.

Insurer: ASPCA

By: Timothy Lamothe

July 22, 2024

Can't imagine not having Embrace Pet Insurance

I have been with Embrace for years and not once did I think that all was not good. Customer service is the best and the insurance is the best investment a pet owner can make...

Insurer: Embrace

By: MICHAEL

July 22, 2024

I never have a problem with this…

I never have a problem with this company. From customer service to submitting claims the process is easy. And that's important to me because I'm more analog than digital so an easy app is awesome. Kudos to the customer service they are always nice and professional!

Insurer: Embrace

By: dobiechick

Verified July 22, 2024

Carmen was very knowledgeable about the…

Carmen was very knowledgeable about the insurance and helped me through my decision process.

Insurer: Prudent Pet

By: mlruffenocomcast.net

Verified July 22, 2024

Several phone calls weeks go by cant…

Several phone calls weeks go by cant get into my account freezes on create password. I'm going to cancel if you cant give me internet access

Insurer: Trupanion

By: customermarcia robert

Verified July 22, 2024

ease of submitting claims

ease of submitting claims

Insurer: Fetch

By: Tod Velsor

July 22, 2024

Very Satisfied

Very satisfied with Pets Plus Us

Insurer: Pets Plus Us

By: John

Useful
Verified July 22, 2024

Ease of communicating with customer…

Ease of communicating with customer service when I first signed up. Very informative and willing to answer all concerns and questions!

Insurer: Trupanion

By: Ginger R.

July 22, 2024

Embrace Pet Insurance has been a life saver!

Embrace Pet Insurance has been a life saver for our Little Kitty over the past several years. Once a nothing but healthy vibrant Kitty suddenly sick with no warning, which can happen to any family with a Fur Family Member. If not for Embrace we most definitely would not have been able to afford the Life Saving Measures needed for him. We will forever recommend Embrace to anyone with a Fur Baby Family Member. Thank YOU for saving Tiny's life!

Insurer: Embrace

By: Grandmommy

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