154,902+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

236,321 total


Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,339 reviews

4.9
Healthy Paws

10,806 reviews

4.9
Fetch

27,505 reviews

4.9
Pets Best

14,171 reviews

4.9
Trupanion

63,021 reviews

4.8

Category with most reviews

This chart shows the distribution of review categories.

July 31, 2024

Reduced coverage, processing issues, customer service not as good

ASPCA used to be slow in processing claims at times, but the coverage was good and the customer service intelligible and pleasant. Since June 2024, I have had poor service. I have been asked 2 and 3 times for copies of invoices provided with the original 2 claims for medicine refills. I had another claim that decided the problem was an incident and only warranted paying for 1 dose of a medical problem that needs a minimum of 3 spaced doses. If such coverage no longer is in the policy, it certainly wasn't made clear at policy renewal. It had been covered before. This presumably is the work of PTZ Insurance Agency hired by ASPCA to replace their previous service. When cost cutting becomes finding ways to not reimburse, it no longer is coverage. Also, customer service is less capable and have thick accents so hard to understand. They give advice that contradicts emails from the claims service. I have used ASPC for a few years for various pets. But this more recent experience leaves me concerned and very dissatisfied!

Insurer: ASPCA

By: Maisie mom

July 31, 2024

Great company

Easy to work with

Insurer: Embrace

By: Gerri

Verified July 31, 2024

Pumpkin Welcomed By My Local Veterinarians

I looked at several other Top recommended pet insurance companies but found Pumpkin recommended by my local veterinarians. Pumpkin was also the easiest to register with, and had the best rates, coverage, rebates, and covered services.

Insurer: Pumpkin

By: Pete Snowshoe

July 31, 2024

Great service and quick claim payments

I just purchased Lemonade for my two standard poodle puppies. This was done at the recommendation of my "emergency" vet, Dr. Abolnik @ MY PETS VETERINARY URGENT CARE & WELLNESS clinic in Kirkland, Washington, who said Lemonade is a great insurance company...and Yep, he was right!

Insurer: Lemonade

Veterinarian: Dr. Abolnik

By: DIANNA

Useful
Verified July 31, 2024

You send way too many emails when…

You send way too many emails when someone just looks up cost. Border line harnessing. Keep getting emails to upload documents that have already been uploaded. Asking for medical records for a puppy born on may 5th but you keep asking for vet records from January.

Insurer: Spot

By: Melanie Godard

Verified July 31, 2024

Response Time and Coverage

The time and coverage. My wife and I are on multiple social media sites, Facebook, Instagram, local town and many dog friendly websites that we are members of where we have written about our experience and how happy we are with Spot Pet Insurance. Many have responded and are telling us they've reviewed the site and are going to sign up.

Insurer: Spot

By: Denise Mccormack

Verified July 31, 2024

I love this pet insurance because they…

I love this pet insurance because they really care about my fur baby I am forever grateful and thankful

Insurer: Spot

By: Amanda Viguera

Verified July 31, 2024

It was easy to use

It was easy to use

Insurer: Spot

By: Johnny Steen

July 31, 2024

Easy to file!

Always easy to file and prompt processing with a very reasonable policy.

Insurer: Embrace

By: Joe

July 31, 2024

Horrible customer service experiences

Today was a good day with Akeile. But normally that's not the case. All communication and customer satisfaction was terrible in the past. Honesty, is the best policy!! Akeile was a 5, but my past experiences has been highly unsatisfied. Poor customer service experiences. No empathy, or problem solving skills and no knowledge of my pet insurance policy.

Insurer: Fetch

By: Zoe Kanise

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