224,996+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 224,996 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our reviews make it easy to compare top insurance providers and find the perfect coverage for your pets.

224,996 total


Most selected providers in "July, 2026"

This chart shows the distribution of the most selected pet insurance providers in July, 2026.

Providers with highest rating

Embrace

20,008 reviews

4.9
Healthy Paws

11,406 reviews

4.9
Fetch

5,987 reviews

4.9
Trupanion

55,033 reviews

4.9
Pets Best

15,492 reviews

4.9

Category with most reviews

This chart shows the distribution of review categories.

October 14, 2023

Piece of mind is invaluable.

I have been a Fetch customer for about four years, after having to make a really tough decision for my cat that I never had to make again. All my pets are covered with 90 percent coverage, as I find it much easier to budget for the monthly premium than a surprise vet bill. While I haven't needed to use it for two of my pets, my cat Luna eats everything off the ground and has needed two linear foreign body removals and treatment for gastro upset. In total, this would have cost me about 10k over the last few years. The process for submitting the necessary paperwork is easy with the app, and they are very communicative with the status While the time between submission and decision can take a bit and that's a stressful time, they have always provided payment. I recommend them to all my friends and family who have pets.

Insurer: Fetch Canada

By: Stephanie Murray

October 14, 2023

Quick response to claim.

Quick response to claim.

Insurer: Spot

By: Penny Zaphel

October 14, 2023

Spot is Spot On

Spot is Spot On ? They just took care of a large emergency bill we had and paid it fast! We switched to spot from nationwide, way better plans , we have All 3 of our Schipperkies with spot now. Thank you so much for being there for us!

Insurer: Spot

By: Jeff Bernard

October 14, 2023

GREAT INSURANCE COVERAGE

Lemonade's coverage is fantastic & so is the service. Claim processing is fast & easy.

Insurer: Lemonade

By: Marsha

Useful
October 14, 2023

The claim paying process went very…

The claim paying process went very smoothly

Insurer: Figo

By: customerPat

October 14, 2023

My last experience was great

My last experience was great. FINALLY got a claim for "Mikalah" & it was processed much more more quickly than any other previous claims over the last few years. I hope this trend continues as its important to have a quick turnaround on claims. Thank you.

Insurer: ASPCA

By: Jack Beckwith

October 14, 2023

Healthy Paws Pet Insurance

Healthy Paws is one of the easiest pet insurance experiences we’ve had. They’re quick to answer your questions, review your claims, and submit reimbursement if your pet was hurt. I would recommend them to anyone look for pet insurance!

Insurer: Healthy Paws

By: Ryan

October 14, 2023

Spot Insurance has been great

Spot Insurance has been great! I bought the policy when my puppy was 8 weeks old. It has paid for itself over the past year.

Insurer: Spot

By: Cindy

October 14, 2023

Long claim time

Trying to give them a chance it’s been a month since I filed a claim and only communication I receive is me going to the app just to see my claim is queued..

Insurer: ASPCA

By: Christina Quiroz

October 14, 2023

Felt like a scam

I guess it’s not for everybody. We got our 11 month old rescue insured. Despite an email that noted only hip/leg issues would be declined within the first 6 months (this would be deemed “pre-existing”)… our first claim for a UTI (at least four months after getting her insured), they said it was pre-existing and denied the claim. This happened again with an ear infection. An eye infection (about a year into this) was finally accepted, but after the deductions, was almost negligible. It should be noted we provided the “soap notes” from the initial vet visit, which showed she was healthy. (We are family to the original owners who could not manage her). In the end, we cancelled the insurance and were rewarded with multiple offers to renew with no penalties! To us… this felt like a scam! Your mileage may vary!

Insurer: Fetch Canada

By: jainkw

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