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Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.
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Not worth the cost
I pay $131.55/month or $1578.60 per year for insurance on my dog. She had a biopsy done on a suspicious lump that cost $966.55, but I only received $93.24 in compensation. It's not worth it.
Insurer: Embrace
By: Lori Romanowski
The claim was easy to submit and the…
The claim was easy to submit and the reimbursement checks came quickly.
Insurer: ASPCA
By: Amy B
Embrace clients for 10+ years.
My dog and I have been with Embrace (I'm the only one who pays though 😆) for over 10 years. They have always responded and have been very helpful with our insurance needs. As my Souldier ages and his health care needs are changing, Embrace continues to be there for us.
Insurer: Embrace
By: Valued Customer
wouldn't let me cancel...
when I wanted to cancel by responding to their emails, kept charging me for an additional 2 months. I couldn't get through on the phone. They claim only cancel accepted if by phone. Rip-off
Insurer: Embrace
By: GEORGIE ROSS
Great customer service,works with vets…
Great customer service,works with vets for info, onto of their game
Insurer: Embrace
By: Chris Katopis
I’ve covered my senior dog w Embrace…
I’ve covered my senior dog w Embrace for quite a few years. I hesitated filing a claim because I always figured it was for serious health procedures. Recently my boy had expensive tests to test for thyroid disorder. I filed and I just had to send in Dr’’s order and indications. Embrace came through quickly. If I ever had doubts of continuing dog insurance it has been answered. Like savings for an unexpected crisis.
Insurer: Embrace
By: Wendy Ogawa
Great company!
Embrace pet insurance is the best company I have worked with for my dog. They are professional, courteous, and they care about my dog. It is very easy to submit a claim, and the payment comes very quickly.
Insurer: Embrace
By: Wendy Hiner
Deciding on a pet insurance plan is not…
Deciding on a pet insurance plan is not an easy feat! Thankfully, Amanda Mello was quick in responding back to all all my questions via e-mail, and making the experience as seamless as possible. Thank you Amanda!
Insurer: Fetch Canada
By: Pet Insurance Owner
Now I know why their rates are cheaper
UPDATE: I still have had no claims paid, despite reaching out in response to my review found below. I keep being told that they don't have the information to process my claim despite the fact that I have sent them all the SOAP notes several times. This company is a scam. Stay away! Now I know why their rates are cheaper. They don't pay claims. They keep saying they don't have the information they need but I have submitted several times all the information they asked for. I deeply regret switching companies.
Insurer: MetLife
By: Kirsten Bunch