154,902+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

236,326 total


Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,339 reviews

4.9
Healthy Paws

10,806 reviews

4.9
Fetch

27,505 reviews

4.9
Pets Best

14,171 reviews

4.9
Trupanion

63,021 reviews

4.8

Category with most reviews

This chart shows the distribution of review categories.

August 20, 2024

Horrible

Horrible! Got pets best when we got a brand new puppy. Signed up for the regular plan plus wellness. Approximately $85 a mo. Submitted first claim $39 boosters. 30 days later I get a request for prior records. I emailed back saying first visit. No prior records. They denied claim. I called. Btw this was my second call and wait times were 20 and 30min each time! Was told would reopen claim they have not. I’m out 2 pymts already and quickly approaching 3rd and they can’t even pay a 39$ booster claim on a brand new puppy when I signed up for additional plan that covers boosters/vaccines. Absolutel fraud

Insurer: Pets Best

By: Tracy Turner

August 20, 2024

Amanda is really nice

Amanda was very friendly and made the experience easy and provided great advice.

Insurer: Fetch Canada

By: Ahmed S

August 20, 2024

Fetch insurance is a rip off!

Do not recommend this insurance. My first claim was denied because of a 15 day grace period I was not aware of after I booked an appointment for my pet a week later after activating the policy. Then got denied again after another claim placed a month after. Basically, what’s the point of paying for pet insurance that won’t cover anything, not asking for the full amount but at least get some relief with the cost.

Insurer: Fetch

By: Bianca Mae Berrios

Verified August 20, 2024

Quick re payment

I entered a bill it took 10 days to be paid reimbursed for amt owed Called they were very helpful cooperated with me

Insurer: Embrace

By: Sheila Avant

Verified August 20, 2024

not impossible to work with, just difficult

If you are compliant with every letter of your insurance agreement and send an extremely boilerplate claim for an extremely typical problem, expect to receive a payout after following up about half a dozen times and slightly over a month of waiting. Their website is useless and their phone support uses an absolutely miserable auto-attendant/AI thing.

Insurer: Embrace

By: SR

Verified August 20, 2024

Representative was very helpful…

Sales representative was very helpful and very patient with all my questions

Insurer: Prudent Pet

By: Angela Learn

Verified August 20, 2024

Great service

My cat had surgery and it was extremely easy to set up a claim for what I had paid. I sent over all my cats medical history and the bill that I had paid. The website did explicitly state that there would be a delay and would take longer than the original (we will get back to you in (x) number of days). I'm fine with that, things happen and as long as I'm told it's going to take longer, that's okay. After submitting my paperwork, I waited and then got an email explaining what I will be getting back. That was two days ago and the money is back in my account as of today. I'm happy.

Insurer: Embrace

By: Travis Bartosek

August 20, 2024

Nothing was covered.

I took my dog in for his yearly shots, nothing was covered. But because he had a limp, and the vet consulted me with that and we decided to address it (pano, aka GROWING PAINS) MY WHOLE CLAIM got denied. Pretty messed up for an almost 70$ payment a month, when life is already kicking me in my (non existent) ba lls. I'm very disappointed in the last 4 months I've been purchasing pets best service, and I have a very large social media group, a lot with DOGS, I will highly not recommend if this is not made right. I'm a very angry customer.

Insurer: Pets Best

Veterinarian: Cascade animal hospital

By: Autumn

Useful
August 20, 2024

Helpful through a difficult situation

Helpful through a difficult situation

Insurer: Fetch Canada

By: Victoria Koutros

Verified August 20, 2024

Not helpful too expensive and very…

Not helpful too expensive and very quick to not pay for care

Insurer: Embrace

By: RF

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