223,914+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 223,914 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our reviews make it easy to compare top insurance providers and find the perfect coverage for your pets.

223,914 total


Most selected providers in "June, 2026"

This chart shows the distribution of the most selected pet insurance providers in June, 2026.

Providers with highest rating

Embrace

19,970 reviews

4.9
Healthy Paws

11,371 reviews

4.9
Fetch

5,909 reviews

4.9
Trupanion

55,033 reviews

4.9
Pets Best

15,328 reviews

4.9

Category with most reviews

This chart shows the distribution of review categories.

July 09, 2026

Easy on line!

Easy on line!

Insurer: MetLife

By: Brenda

July 09, 2026

Pets Best was the BEST decision we ever made

"When our dog was in a vehicle accident on Thanksgiving day it was such a relief that the decision to take him in was easy because we knew we had a plan through Pet's Best. Through X-rays we found he needed emergency surgery and in our small town they don't do those surgeries so we had to travel overnight (in a snow storm) to an emergency clinic. As they went over everything the bill was not the main concern and we likely would have had to amputate because of the cost of surgery for his multiple breaks in his leg. We are so thrilled to see our pup fully healed playing with his brother and our toddler who adores him! We are so grateful for the smooth process with claims and reasonable turn around time. I have recommended Pets Best to any of our family and friends with pets or looking at adopting a new pet. "

Insurer: Pets Best

By: Rebecca

Useful
July 09, 2026

Not so great

Honestly, not super impressed with PetsBeat. I only stay with them because if I change companies my dogs preexisting conditions won’t be covered. It takes several weeks for claims to get paid - even ones that are regularly occurring. One of my dogs gets a shot monthly and every time I get an email like 2 weeks after submitting claim saying they are reaching out to my vet for more info. What could they possibly need? It’s literally the exact same thing they approved the month before.

Insurer: Pets Best

By: Nonya

Verified July 09, 2026

Explain options very well.

Todd was very helpful and knowledgeable.

Insurer: Nationwide

By: 1st time user

July 09, 2026

alot easier than over the phone

alot easier than over the phone, feel I have better control

Insurer: MetLife

By: claudia fuentes

July 09, 2026

Terrible experience from start to…

Terrible experience from start to finish. I was given a heavy sales pitch from a rep at the humane society. I was exhausted and had decision fatigue from being there for hours, but one of his big talking points was that I have nothing to lose and had around a month to cancel and not be charged. Two weeks later I tried to cancel it. The app isn’t not very user friendly or functional, they make you call to cancel. Again, they hit me with hard sales pitches and told me to just keep it the additional two weeks and that I could cancel at any time. So I did. They never mentioned the loophole that if you submit a claim, even if the claim is denied, that this option is now void. A week later I had to take my cat to the emergency vet. They covered absolutely nothing and didn’t even apply the $450 towards my deductible. What a scam! I had Spot pet insurance before them and they are amazing. Never any issues and their app is more user friendly and functional. Claims are quicker too.

Insurer: Fetch

By: Jessa

Verified July 09, 2026

I was disappointed that Ellie's…

I was disappointed that Ellie's medications were not covered. We went to find out why she was limping and we did but unfortunately I hesitate to even submit the bill as I expect it will be denied. We didn't know the results of her exam before we went. Therefore I do not see how it could be pre-existing. I have read you disqualifications and do not agree with them. I probably will not continue this after the year I signed up for.

Insurer: Pumpkin

By: Myla Streander

Verified July 09, 2026

It’s easy to submit a claim

It’s easy to submit a claim. There never is issues. My money is sent directly to my bank with no issues.

Insurer: Spot

By: Janice

Verified July 09, 2026

Addisons diagnosed

My dog was hospitalized twice for Addison disease I submitted the invoices and they were reviewed and I received my payment in about two weeks. Thank goodness I have this insurance since I am retired and live on a fixed income.

Insurer: Spot

By: RITA MCCREADY

Verified July 09, 2026

Spot on insurance!

I've researched a lot of pet insurance and SPOT is Spot on! Pun intended!! Love them!

Insurer: Spot

By: Tridaugh Winston

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