225,027+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 225,027 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our reviews make it easy to compare top insurance providers and find the perfect coverage for your pets.

225,027 total


Most selected providers in "July, 2026"

This chart shows the distribution of the most selected pet insurance providers in July, 2026.

Providers with highest rating

Embrace

20,008 reviews

4.9
Healthy Paws

11,406 reviews

4.9
Fetch

5,987 reviews

4.9
Trupanion

55,033 reviews

4.9
Pets Best

15,522 reviews

4.9

Category with most reviews

This chart shows the distribution of review categories.

November 20, 2023

despite some points for improvement, a positive experience.

I've had the insurance for a year and it's been extremely helpful. Just this year, my 7-year-old dog, who has never been ill, started having various problems. Some of them unfortunately started during the waiting period and were treated as pre-existing conditions, but the rest were covered and were our salvation. On a positive note, they didn't increase my price absurdly after a year, even though I had used their insurance (unlike Trupanion who DOUBLED the deductible for my other dog who didn't even use the insurance). a negative point is that the website is limited and there's no customer service, so for most things you have to call. Reimbursement also takes forever (it's taken 40 days but on average it takes 20-30) but overall I'm very satisfied.

Insurer: Pets Plus Us

By: Juliana

Useful
November 20, 2023

Czar

Your service is great. Thanks

Insurer: Figo

By: customer

November 20, 2023

Horrible Insurance - Stay Away

Figo does not honor their insurance - and goes out of their way to say no. I took dog to the ER vet for a severely torn toenail. They had to sedate my dog to remove it. Figo denied the claim saying that the ER diagnostic fee is not covered and that the toenail procedure cost was in excess. This is my first claim, and the total bill was around $440. Less my $250 deductible and 80% average, Figo should have paid out about $150. Why have insurance if I can’t use it? This policy was purchased through Costco.

Insurer: Figo

By: Mike M.

November 20, 2023

Very responsive!!!!

I am glad I found Spot pet, they’re very quick and responsive.

Insurer: Spot

By: Anna Ivanyan

November 20, 2023

A Human Being, not a Bot!

Stephanie was great! I so appreciate having a human being to talk to about the policy options. Also, a very simple, intuitive claims process. 😊

Insurer: Prudent Pet

By: Nancy Strouth

November 19, 2023

Hands down the best most efficient…

Hands down the best most efficient insurance company you will ever find . They are always there for me and my cat Chloe, I got my last reimbursement in 10 days, they are amazing and I am so thanks I have them!

Insurer: Embrace

By: Jackie Heise

November 19, 2023

Very easy and convenient!

Very easy and convenient!

Insurer: Spot

By: Lilian Craig

November 19, 2023

Ease of use

Ease of use. Fast turnaround.

Insurer: Embrace

By: Wall Joan

November 19, 2023

Can’t go wrong with Spot

So easy to submit and fast turnaround times for payments. Great customer service.

Insurer: Spot

By: Laura Brock

November 19, 2023

No one calls you when there are issues…

No one calls you when there are issues with claim. All my claims keep on getting declined and closed. Never had this experience with a pet insurance

Insurer: Figo

By: customer

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