224,996+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 224,996 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our reviews make it easy to compare top insurance providers and find the perfect coverage for your pets.

224,996 total


Most selected providers in "July, 2026"

This chart shows the distribution of the most selected pet insurance providers in July, 2026.

Providers with highest rating

Embrace

20,008 reviews

4.9
Healthy Paws

11,406 reviews

4.9
Fetch

5,987 reviews

4.9
Trupanion

55,033 reviews

4.9
Pets Best

15,459 reviews

4.9

Category with most reviews

This chart shows the distribution of review categories.

November 20, 2023

Better check the fine print!

I read all the great reviews so I was eager to enroll. My dogs are completely healthy but needed their annual checkup/shots and a dental cleaning. I pay $186 a month for my pets and that is taken out immediately from my account without delay, but when it comes to reviewing a claim it has taken almost 3 weeks before ASPCA even looked at it. Now they want a complete history of my pets. I could understand if they are checking for pre-existing conditions, but this claim applies only to the add on benefit of annual shots, teeth cleaning, standard checkup, etc. it has nothing to do with a potential previous health condition plus they are completely healthy. Now after three weeks ASPCA can no longer process my claim without obtaining previous medical records. My pets are not injured or sick so why is the claim on hold??? Also… if you paid for premium services when your pet is seen by a Veterinarian, but then decide to go to a less expensive plan, the entire previous claim made under the premium plan will be applied to the new less coverage plan even though you paid for premium services during your pets visit. Lastly, if you are not satisfied and want to choose a different provider or just cancel a policy, there is no online option and you must contact customer service by email. This tells me they will do everything they can to delay termination of a contract. Who knows how long a response will take… Im sure it will be delayed until after your next premium is deducted..To cancel you also have to provide a reason for canceling…it’s none of their business! If I want to cancel and stop the auto deduction from my credit card or bank it should be straight forward and easy. Others may be happy with this service but I see this as just another big “non profit” scam to separate you from your money without providing quality service.

Insurer: ASPCA

By: Michael

November 20, 2023

It is easy to reach a live person and…

It is easy to reach a live person and they have always been very knowledgeable to clearly answer any questions.

Insurer: Figo

By: Gerald Whitman

November 20, 2023

Easy pease Pet Insurance Claim, Love Spot Pet Insurance

I love Spot Pet Insurance for how easy it is to use and to file a claim. They are also pretty quick to process and pay. Also if there is anything else they need, they go directly to my Vet. Thank you so much for making it super easy for us!

Insurer: Spot

By: Dora Bostick

November 20, 2023

The Spot app is easy to use and quick

The Spot app is easy to use and quick. It has the information I need.

Insurer: Spot

By: Glory G

November 20, 2023

Over-priced & Under-paid

Pets Best is over-priced and under-paid. Having Pets Best is NOT cost effective

Insurer: Pets Best

By: Gwen Trieu

November 20, 2023

Great Service

Very helpful and resolved issue asap

Insurer: Sonnet

By: Gail Lacroix

November 20, 2023

Easy claims process

Easy claims process. Quick payment, just as expected.

Insurer: Spot

By: Rick Harkins

November 20, 2023

No problems

No problems, they return me my money from emergency room! Thanks.

Insurer: Spot

By: Daria Titaieva

November 20, 2023

I am so impressed with the speed and…

I am so impressed with the speed and efficiency of Healthy Paws. My 1.5 year old shepherd was attacked by another dog and was rushed to an emergency vet. She was in ICU for 3 days so you can imagine the vet bill! Having such a young dog, I never expected having such medical emergencies at this stage of her life. But Healthy Paws couldn't have been easier to deal with. Easy claims submissions. No weird exclusions or reasons not to reimburse. I was able to focus on my girl's recovery and comfort. Thank you Healthy Paws!

Insurer: Healthy Paws

By: Toby Kassoy

November 20, 2023

The timeline of claim was unclear

The timeline of claim was unclear, for a long time I didn’t have an update, I was informed about a delay about 2-3 weeks of waiting, the actual payout took another 2 weeks. Other than that, the process was quite easy.

Insurer: Pets Best

By: Joanna A. Curry

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