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Super easy online claim process
Super easy online claim process. Checks arrive quickly!
Insurer: Embrace
By: Karen Q
Very unsatisfied with our Embrace…
Very unsatisfied with our Embrace experience. Throughout the course of our pets life, Embrace denied every claim we ever submitted, including a dental cleaning claim due to a “pre-existing condition” of dental tartar that was documented by our vet during a wellness visit. Our vet agreed that was the most ridiculous thing she’d ever heard of in her 30 years of practicing veterinary medicine. Dental tartar is absolutely NOT a pre-existing condition, by any standard, except for Embrace pet insurance, so they don’t have to reimburse for dental cleanings. We appealed their decision, with the help of our vet, and Embrace denied our appeal, standing by their decision that dental tartar and plaque was a pre-existing condition. Sadly, Embrace was of little help to us throughout the duration of our pets life. They reimbursed for her end of life claims and euthanasia but only after they re-requested medical records that had already been sent. It also took them two and a half weeks to review and reimburse. When you spend several thousand dollars on end of life care, you depend on your pet insurance to be there for you and reimburse in a timely manner. We have five other pets that we have insurance policies on but NOT with Embrace. Would not recommend Embrace to anyone.
Insurer: Embrace
By: Kreitz Family
great coverage for testing
great coverage for testing. Best insurance I have experienced for my dog. We used to have another company that did not cover anything. Thank you for being an honest and good insurance company!
Insurer: Embrace
By: MegS
Easy to submit a claim online.
Easy to submit a claim online.
Insurer: Embrace
By: Cris
Car Accident - A ruf couple of weeks!
Our beloved dog was recently in a car accident and possibly related acute blindness. Embrace has been a godsend for ensuring he gets the care he needs.
Insurer: Embrace
By: Jim
Easy to file a claim, fast payment
Couldn't have been more pleased with the quick payment for the vet bill for my dog with allergies. The website made it easy for me to upload the bill and office notes for the visit, as well as, tracking the status of my claim.
Insurer: Embrace
By: Carla Winston
Great customer serviceeverytime I need…
Great customer serviceeverytime I need help.
Insurer: Embrace
By: Chris James
Impressed with quick claim processing
This is my second claim for my 1yo puppy (xray for possible ingestion of toy parts; and to remove 2 deciduous baby teeth). Both claims were responded to and processed quickly. For my previous dog I used Trupanion, but the prices have become ridiculously high. I researched SPOT and was very impressed with the reviews and the monthly rates. I absolutely made the right decision!
Insurer: Spot
By: Julie Price
It is fast and easy
It is fast and easy. Im grateful that it has dental coverage. However, they should include multi pet discounts, or microchipped discount, like other insurance companies.
Insurer: Fetch Canada
By: Vivian Tung
It is fast and easy
It is fast and easy. Im grateful that it has dental coverage. However, they should include multi pet discounts, or microchipped discount, like other insurance companies.
Insurer: Fetch Canada
By: Vivian Tung