224,962+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 224,962 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our reviews make it easy to compare top insurance providers and find the perfect coverage for your pets.

224,962 total


Most selected providers in "July, 2026"

This chart shows the distribution of the most selected pet insurance providers in July, 2026.

Providers with highest rating

Embrace

20,008 reviews

4.9
Healthy Paws

11,406 reviews

4.9
Fetch

5,987 reviews

4.9
Trupanion

55,033 reviews

4.9
Pets Best

15,459 reviews

4.9

Category with most reviews

This chart shows the distribution of review categories.

November 26, 2023

Claims take time to be reimbursed but…

Claims take time to be reimbursed but we don't mind, having big random vet bills is terrifying but we know we can count on pets best to help cover the bill

Insurer: Pets Best

By: Kelsey Pinckard

November 26, 2023

Worthless “insurance” that hasn’t…

Worthless “insurance” that hasn’t reimbursed for anything of significance despite paying nearly $400 per year in premiums. Will be cancelling soon and advise others not to bother with this “insurance.”

Insurer: Pets Best

By: Darrell Preble

November 26, 2023

Emergency surgery for kitty

My cat had an intestinal obstruction that required many tests and an emergency surgery. Filing the claim online was extremely easy (took literally five minutes) and I had the reimbursement money in my account in less than a week. We are so glad we had this insurance when this happened.

Insurer: Spot

By: Sophia Bishop

November 26, 2023

Been using Embrace for a few years now

Been using Embrace for a few years now. Heard of them through USAA. I’m happy with the service

Insurer: Embrace

By: Mike Brady

November 26, 2023

It was quick, easy and affordable.

It was easy to sign up, add my pup, and I was even able top take her top her her shots right away. I was reimbursed within 2-3 business days since I signed up for direct deposit. Happy I joined with Nala!♥️

Insurer: Spot

By: Trudi

November 26, 2023

Knowledge patients and very helpful

Knowledge patients and very helpful

Insurer: Spot

By: Donald Spinelli

November 26, 2023

Fast

Fast, easy, does what was advertised!

Insurer: Spot

By: Annika Benoy

November 26, 2023

Coverage denial

I signed up for this insurance for my two cats in January. At that time I had to submit all medical paperwork from the vets so that coverage could be determined. We were given the green light. Fast forward to actually submitting a claim for ER visits and all was denied because they said everything fell under pre-existing and that after review, I should be on accident only coverage, however that was not told to me when I signed up for full coverage when they initially reviewed. I wasted a year's worth of premium money when they knew they were not going to cover my cat so for any medical claims.

Insurer: Embrace

By: Melissa Gray

November 26, 2023

Can be a literal life saver.

I got a policy for my kitten when she was first adopted, never imagining we would need it. Just before she turned 2, she required extensive medical care, and the policy was a life-saver. The claim was paid quickly, without hassle. And now she’s back to her normal self. Thanks to Spot, we didn’t have to make difficult decisions, and also have significantly improved the quality of life for our kitten.

Insurer: Spot

By: Brian G

November 26, 2023

Plans are explained well and there are…

Plans are explained well and there are no Surprises. Claims process is easy and efficient. Great Option

Insurer: Spot

By: Michael Scimeca

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