222,202+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 222,202 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our reviews make it easy to compare top insurance providers and find the perfect coverage for your pets.

222,202 total


Most selected providers in "May, 2026"

This chart shows the distribution of the most selected pet insurance providers in May, 2026.

Providers with highest rating

Embrace

19,929 reviews

4.9
Healthy Paws

11,290 reviews

4.9
Fetch

5,763 reviews

4.9
Trupanion

55,033 reviews

4.9
Pets Best

15,208 reviews

4.9

Category with most reviews

This chart shows the distribution of review categories.

October 04, 2023

Sonnet is a good insurance company they…

Sonnet is a good insurance company they are easy to use, friendly customer service and I have used them for years they have great pricing too.

Insurer: Sonnet

By: David Adelugba

Verified October 04, 2023

Fast response to my claim!!

Fast response to my claim!!

Insurer: Spot

By: Parking.com Customer

Verified October 04, 2023

Easy to submit claims

Easy to submit claims. Claims reviewed in timely manner. Reimbursements recieved in timely manner.

Insurer: Spot

By: Mike

October 04, 2023

Spot is the worst. Do not use this company or any C&F funded pet insurance.

Spot Pet Insurance tried to commit insurance fraud with me and hid from over 30 emails to CEOs asking for help including CEO Trey and President Scott. I won a BBB complaint. Now Spot is 1) cyberstalking me to selectively remove all negative reviews about them on Trustpilot apparently, since they are slandering me and suggesting I am writing all the negative reviews which sounds extremely paranoid of them. How creepy is it that they scour the web trying to remove honest negative reviews? Who does that? 2) Not bad enough these dirtbags tried to get away w/ insurance fraud, in my opinion, they were sneaky, told the BBB they’d pay me and now are refusing to pay me unless I sign away all rights to say anything about them including posting honest reviews AND they are ridiculously wanting me to waive all rights to file anything against them “from the beginning of time”. They have not responded to those 30 emails, to my 2 emailed requests to reasonably modify the contract they sent and they are the scum of the earth. I have met others who feel similarly, many, and am so glad to be out of their clutches. Such thin-skinned bullies and thieves, this company is pure trash and cares so much more for money than animals IMO.

Insurer: Spot

By: Anon

Useful
Verified October 04, 2023

Submitted first claim on 8/1

Submitted first claim on 8/1. It has been very difficult. Embrace keeps requesting doctors notes from the previous 12 months. There are NO doctors notes. Giving me the run around for nothing.

Insurer: Embrace

By: Nicole Fimiano

October 04, 2023

Happy with my service

Happy with my service. Best overall quote for my coverage. Website is a little bit of a pain but customer service when I call in has made up for the online issues.

Insurer: Sonnet

By: Michelle Chatelaine

Verified October 04, 2023

Awful customer service

Awful customer service and trying to skirt around coverage so they don’t have to reimburse.

Insurer: Spot

By: B Smith

Verified October 04, 2023

So far it’s been good

So far it’s been good. This is the first time I’ve had pet insurance. We just got a new puppy and added her first thing. Her round of shots a long with flea/tick and heart worm medicine was around 114. Spot reimbursed me 110 of that back. Which we did get the accident/injury along with the wellness.

Insurer: Spot

By: Justin Grubb

October 04, 2023

5 stars

5 stars, thank you

Insurer: Sonnet

By: Pierre Hournou

Verified October 04, 2023

So far so good

Detailed info on reimbursements are not clear after submitting a claim. Otherwise, claims have been relatively easy to file.

Insurer: Figo

By: Sharon

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